This newspaper comprehensively reports app bet365 download foreign media November 14，World Science and Technology Research News and Information Network (PHYS) issued an article saying，Economists from the Russian National Research University Higher School of Economics recently analyzed the performance of state-owned app bet365 download in the Russian market from 2004 to 2015、Performance of private app bet365 download and foreign app bet365 download。They found out，During the period of economic stability in Russia，Foreign app bet365 download perform better than the other two types of app bet365 download；And during the economic crisis (2008-2013)，State-owned app bet365 download performed better。

Economists from the Russian State Higher University of Economics analyzed report data from 240 app bet365 download，The total assets of these app bet365 download account for 91% of the total assets of the Russian banking industry。Economists hope to find out what factors will negatively affect the return on assets of app bet365 download。Research results show，Ownership、Asset and liability structure indicators、The risk profile of the loan portfolio is one of the three important factors，Other potential influencing factors include currency exchange rates、Bank capital adequacy ratio、The bank’s geographical location and degree of specialization, etc.。

Researchers believe，In 2004-2008, when the Russian economy was relatively stable，Foreign app bet365 download have high profit margins，The reason is that foreign app bet365 download have better management practices。But during the period of economic instability from 2008 to 2013，State-owned app bet365 download have better profit margins，The reason is that state-owned app bet365 download have larger capital stocks and replenishment capabilities。During times of economic instability，State-owned app bet365 download have more resources，Let it attract home loan projects、It is better than other types of app bet365 download in providing payment services to corporate customers。In addition，Since Russia launched the deposit insurance system，Many companies have transferred their accounts from private app bet365 download to state-owned app bet365 download。The latter is in service、Better than the former in terms of stability of funding sources。current，State-owned app bet365 download lead in both home loans and business loans。The share of assets of state-owned app bet365 download in the total assets of the Russian banking industry also increased from 40% in 2004 to 61% in 2015.5%，Achieved stable growth。

　(Zhao Qi/compiler)