Long-term care mainly refers to the context of population aging,In order to meet the daily needs of the elderly or other people who have lost mobility and intelligence,Provide him with food and daily living、Daily life、Health care、Basic public service system for rehabilitation treatment。bet365 champions league refers to the life of the insured due to old age、Body caused by diseases and other reasons、Intellect is in a state of disability and dementia,Health insurance that compensates for care expenses incurred when requiring specialized social institutions or home care,It is an important part of social insurance,It is also an important social welfare system that guarantees the basic life of citizens in the development process of modern society。In real life,Caregiving function continues to weaken due to changes in family structure、Rapid aging leads to increasing care costs、When the existing social security system is imperfect and care services cannot meet social needs,Highlights the dilemmas and problems in the development of the care social security system。
For this purpose,my country has begun to explore the top-level design of the bet365 champions league system,June 2016,The "Guiding Opinions on Carrying out the Pilot Program of bet365 champions league System" (Renshe Tingfa [2016] No. 80) pointed out,We must explore the establishment of a "social insurance system that provides funds or service guarantees for basic life care for long-term disabled persons and medical care closely related to basic life" in 15 pilot areas in our country。Currently judging from the operating results in the pilot areas,Remarkable effect,The overall reimbursement level of long-term care funds reaches more than 80%,Reduced financial burden on care homes and institutions。The bet365 champions league system has taken a substantial step in our country。
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2019,"Opinions of the General Office of the State Council on Promoting the Development of Elderly Care Services" (Guobanfa [2019] No. 5) emphasizes,We must speed up the implementation of the bet365 champions league system pilot,Establish and improve long-term care service system,Promote the formation of a bet365 champions league system framework that is consistent with national conditions。Solving the long-term care problems for people with disabilities and dementia from the perspective of legal system construction,Establishing a legal system for bet365 champions league,Is a key part and important link in improving our country’s social security system。
First,The people’s livelihood shift in social policy is the key to bet365 champions league legislation。Although the legal system is superior to social policy,Social policies cannot replace standardized legislative provisions,But social policy is the basis and precursor of law making,especially in social security legislation,Social policy is the pre-guidance and value mapping for the formulation of relevant laws。This determines that the introduction of long-term care policies is also the connotative support of the bet365 champions league legal system,Its stable implementation and good operation provide an important basis for the legislation of bet365 champions league。Second,The huge social need for long-term care has inspired legislative demands。Take only the elderly population who are the main service recipients of long-term care as an example,It is estimated that by 2030 and 2050, my country will have 62 million and 98 million elderly people respectively (calculated according to the internationally accepted proportion of 8%-10% requiring long-term care) in need of long-term care services,If you consider families providing care services again,The affected population will be very huge。The bet365 champions league system has brought about major changes in the social welfare of the disabled and dementia groups that were previously centered on administrative measures or policies,That is, the transition from administrative measures to service contracts,And the demand for long-term care services、Keywords such as contract and consumer rights are concrete symbols of change。Therefore,The implementation of the bet365 champions league system will be an excellent social governance innovation practice case,The legislation on bet365 champions league is the basic guarantee for the effective operation of the long-term care system,It is also an important basis for social subjects to realize their social security rights。Third,Because my country’s legal system regarding the care rights and interests of disabled and dementia groups is still obviously “fragmented”,This also leads to the fact that although basic pension has been established、Basic medical security and other systems,In the system, it is a disease of the elderly or other vulnerable groups、Accidental risks provide protection,But in terms of dealing with the risk of disability and dementia,Basic institutional arrangements are still lacking,Specialized laws on long-term care, in particular, have not yet been enacted,It has not entered the legislative plan。Therefore,Legislation with basic legal effect is still the key to solving the problem。
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In the context of risk society,Developed countries pay more attention to including long-term care when formulating social security policies,Establishing a bet365 champions league system has become an international trend。It is clearly stipulated in Paragraph 4 of Article 14 of Chapter 1 of the General Principles of my country's Constitution,In order to realize citizens’ social insurance rights,The state has the obligation to “establish and improve a social security system commensurate with the level of economic development”。Social insurance rights or social welfare insurance rights,refers to members of society due to old age、Disease、Unemployed、Disability、When you lose the ability to work due to childbirth or other reasons and have no normal source of income,The state has the right to obtain material assistance through the social insurance system。In essence,The care of members of society, especially the elderly, due to disability and dementia belongs to the personal category,its relevant stakeholders,If relatives are obliged to provide care services,But it is undeniable,When care problems evolve into social problems that individuals or families cannot afford and solve,Administrative measures have the obligation to intervene。The purpose of bet365 champions league is to share the risk of care that individuals cannot afford,Considering the actual role of administrative power in participating in the drafting of relevant rights protection laws,We should adhere to the legislative concept of equal emphasis on national and social responsibilities。
Due to historical development、Economic level、Differences in social conditions,The insurance legislation in different countries is bound to be different,But with the rapid and massive increase in long-term care needs,The role of bet365 champions league in social insurance will only become more and more important。Some scholars have made it clear,Social insurance legislation cannot be without the content of bet365 champions league,The real “five insurances” of social insurance should be the old-age annuity、Medical health insurance、Employment Unemployment Insurance、Occupational injury insurance and bet365 champions league for work-related injuries。2010,Our country adopted special legislation to formulate the "Social Insurance Law",Established the basic legal framework of the social insurance system。But,bet365 champions league is not included in this law,As a result, the long-term care service system remains only an administrative policy。And,Since my country’s entire social security system is still being explored and improved,The system is far from being finalized,The conditions for formulating a unified basic social security law are not yet mature。Therefore,According to legislative practice,It is more appropriate to adopt a special legislative approach for bet365 champions league legislation,That is to formulate a specialized "bet365 champions league Law"。
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bet365 champions league emerged in developed countries,The development process and the national conditions of each country、Directly related to the development stage,But most of them have experienced social assistance、Medical insurance to implement long-term care policy,The process of establishing a legal system for bet365 champions league。The implementation of the bet365 champions league system has brought about social changes,More details on its application,It is not a patchwork or even temporary emergency measure under the existing social security system,Rather it should be stipulated to include coverage from the insured、Nursing service quality to insurance benefits、Legal provisions on a series of social policies such as the sources of insurance funds。Although countries have different legislative models for establishing bet365 champions league systems,But there are obvious references to each other’s systems,Because all countries are facing the dilemma of aging and the problem of long-term care for people with disabilities and dementia。
The special characteristics of bet365 champions league,Decided on the scope of application for the insured、Fund Raising Mode、The particularity of key contents such as insurance payment forms。First,The scope of insured persons of my country’s bet365 champions league should be fully connected with the current basic medical insurance for urban residents,Residents who participate in basic medical insurance are obliged to participate in social care insurance,You can receive nursing care insurance compensation after the age of 65。Secondly,Weighing financial payments for bet365 champions league financing models、The pros and cons of the three models of social insurance and commercial insurance,my country’s financing model should be based on social insurance,The government provides financial subsidies,Commercial insurance is a supplementary model。Because on the one hand,Fiscal revenue has a stable source of income、Flexible payment、Public priority and other features,The government should bear an important proportion in similar public financing;On the other hand,Although we must vigorously develop commercial insurance in the field of social security system,Let commercial insurance participate in sharing some social security responsibilities,But we cannot expect to rely on for-profit commercial insurance to replace the government’s responsibilities。Again,Starting from the basic forms of social welfare cash distribution and in-kind distribution and the irreplaceable role of home care in bet365 champions league,my country’s bet365 champions league benefits should take the form of a combination of providing care services and subsidy cash,That is, providing direct care services to the insured,Or repay the cash subsidy to family members。
(Author’s unit: Hubei Academy of bet365 champions league Sciences)
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