bet365 tennis bet newspaper comprehensively reports from foreign media As the global population ages further，How to guide individuals to formulate effective retirement savings plans and elderly bet365 tennis bet arrangements，Becoming a focus of social and academic attention。Recently，American Teachers Insurance and Annuity Association Institute、The University of Pennsylvania School of Nursing jointly published a research report on "An Unidentified Barrier to Retirement Income Security: Lack of Longevity Literacy"。The report states，Most American adults lack longevity literacy，This lack of awareness in turn leads to a disregard for the short- and long-term financial costs of aged bet365 tennis bet，Creates a series of financial burdens and career challenges for unpaid caregivers。

This report is based on the 2023 Personal Finance Index (P-Fin Index) data jointly released by the Teachers Insurance and Annuity Association Research Institute and the George Washington University Global bet365 tennis bet Literacy Center of Excellence，A total of 3,503 American adults participated in the survey。Result display，Only 12% of participants had a high level of longevity literacy，31% of participants do not know the life expectancy distribution of people aged 65 years old、Knowledge about the possibility of reaching an advanced age, etc.。Employees with higher longevity literacy tend to be more confident about their bet365 tennis bet situation after retirement。In addition，Retirees with higher longevity literacy are more likely to live the expected retirement life，Even exceeded the expected level。

The report also found，One in five U.S. adults provides unpaid bet365 tennis bet for a relative with a medical condition。Unpaid carers per year in housing、The average cost of bet365 tennis bet such as health bet365 tennis bet and transportation exceeds ,000。They do this by withdrawing money from their savings account or retirement nest egg、Debt、To pay for bet365 tennis bet by deferring bill payments or reducing retirement nest contributions。Generally，Caregivers spend 24 hours a week caring for loved ones。61% of caregivers said，bet365 tennis bet work affects their job to a greater or lesser extent，If you are late for work、Leave early、Take leave or retire early。

Surya Kolluri, director of the American Teachers Insurance and Annuity Association Research Institute, believes，Society has fully understood the psychological and physical burden of caregivers，But little attention is paid to its financial burden。Lifetime income of caregivers from unpaid bet365 tennis bet、Saving Mode、Social Security benefits and retirement preparedness both have significant long-term effects。Approximately 10,000 baby boomers turn 65 in the United States every day，American life expectancy has increased by 17 years since the Social Security Act was passed in 1935。With the advent of the "Era of Longevity"，Caregivers must plan to pay for bet365 tennis bet expenses at all stages of life。The report also shows，Compared with the group that does not bear bet365 tennis bet responsibilities，Caregiver has low level of financial assets、Higher debt levels。One in four caregivers saves and invests less than ,000，Only about one in seven non-carers。

Millennials who become caregivers face greater bet365 tennis bet challenges，Their personal development will also be limited。This is because，People generally earn less in their youth，And have not yet made further progress in their career。If the youth carer still needs to support the child，They will become the "sandwich generation"，Encountering more psychological and bet365 tennis bet difficulties。Mary D. Professor of Gerontology, School of Nursing, University of Pennsylvania. Naylor (Mary D. Naylor）represents，A person needs to continue to spend money in the present after starting a family、Balancing the relative importance of saving for large expenses versus saving for retirement。The bet365 tennis bet choices people make in their youth will continue to impact their bet365 tennis bet planning and personal development for years to come。

To solve the problems caused by unpaid bet365 tennis bet at all levels，We need to start by improving people’s longevity literacy。Report Suggestions，People should work with their families，Make a more comprehensive retirement plan in advance，Fully consider life expectancy、Health status、Family status、Financial and Nursing Status，To deal with the short-term and long-term trade-offs caused by various decisions。To this，MIT AgeLab has created a “Longevity Preparation Consulting Network” of financial advisors and retirement planners。The organization continues to explore new ideas and methods for longevity planning，Involving elderly bet365 tennis bet、Ageing in place、Aspects such as work for the elderly and smart life for the elderly。

(Liu Yuwei/Compiled)