bet365 best casino games With the deepening of the global population aging，How to guide individuals to develop effective retirement savings plans and elderly care arrangements，Become the focus of attention to the society and academic circles。Recent，Institute of American Teacher Insurance and Annuity Association、At the School of Nursing of the University of Pennsylvania, the "Unrealized Retirement Revenue Insurance Disarnation: Lack of Longevity Lack" research report。This report pointed out，Most American adults lack longevity quality，This kind of lack of cognition leads to the short -term and long -term financial costs of people ignoring the care of the elderly，It has caused a series of financial burdens and career challenges to the free caretaker。

The report is based on the 2023 Personal Finance Index (P-FIN Index) data Bet365 app download jointly released by the Institute of American Teacher Insurance and Annuel Institute and the University of George Washington.，A total of 3503 American adults participated in the survey。Results show，Only 12%of participants have a high level of longevity quality，31%of participants do not understand the expected life distribution of the 65 -year -old population、Life span reaches the possibility of age。Employees with high longevity literacy often have more confidence in retired financial conditions。other，Retirers with high longevity literacy are more likely to live the expected retirement life，or even exceeding the expected level。

Report also found，One -fifth of the American adults to take care of their physical condition for free physical condition。For free caregivers in the housing every year、The average cost of more than $ 7,000 on medical care and transportation expenses such as care and transportation expenses。They withdraw money from the savings account or Bet365 lotto review retirement reserves、Borrowing of debt、Delayed payment bills or reducing the retirement reserve supply contribution, etc. to pay the care expenses。Under normal circumstances，Career spends 24 hours a week to look at loved ones。61%caregiver said，care work more or less affects their job，Late at work like、Early leave、Take leave or retire in advance。

Director of the Institute of Institute of Teacher Insurance and the Institute of U.S. Institute of Institute of Institute of Institute of Institute of Institute of Institute of Institute of Institute of Institute of Institute of Institute of Institute of Institute, Surea Kolluri believes，The psychological and physiological burden on the caregivers of relatives of the society has been fully sufficient，But pay less attention to its financial burden。For free care to the lifelong income of the caregiver、Savings mode、Social security benefits and retirement preparation have significant long -term effects。About 10,000 "infant tide generations" in the United States every day are 65 years old，The life expectancy of Americans has increased Bet365 lotto review by 17 years since passed the Social Security Act in 1935。With the advent of the "longevity era"，Careers must plan for payment care expenses at all stages of life。The report also shows，Compared with groups who do not assume the responsibility of care，Low financial assets of the caregiver、High debt level。A quarter of the caregivers savings and investment amounts less than $ 1,000，The proportion of the corresponding number of this number among the caregivers is only about one -inch。

The "Millennial Generation" who becomes a caregiver must face greater economic challenges，Their personal development will be limited because of this。This is because of，The income obtained by people in their youth is usually low，and have not made greater progress in their careers。If the young caregiver needs to raise children，They will become the "sandwiches"，More difficulties in psychological and financially。Mary D. Naylor at the School of Nursing, the University of Pennsylvania Bet365 app download at the University of Pennsylvania, said，A person needs to continue to spend in the present after forming a family、Balance between large expenditure savings and the relative importance of retirement savings。The financial choices made by people in their youth will continue to affect their financial planning and personal development in the next years。

If you want to solve all levels of all levels caused by free care，It also needs to start with improving the longevity literacy of the people。Report Suggestion，People should be with the family，Formulate a more comprehensive retirement plan in advance，Fully consider the expectations of life、health status、Family status、Financial status and care status，To cope with the short -term and long -term choice issues caused by various decisions。For this，Mit Agelab, Massachusetts Institute of Technology (MIT AGLAB), created a "longevity preparation consulting network" composed of financial consultants and retirement planners。bet365 Play online games The organization continues to explore new ideas and methods of longevity planning，Involved in elderly care、Local pension、Aging work and smart life in the elderly。

(Liu Yuwei/Compilation)