The technical risks of financial bet365 offer to the current financial market order、Financial supervision and its legal regulations bring challenges。Therefore，In addition to relying on the continuous improvement of financial bet365 offer itself，Relevant laws are also needed to respond and regulate。Legislators and regulators need to formulate relevant rules for the prevention of technical risks in financial bet365 offer in a timely manner，Especially in financial bet365 offer、Regulatory bet365 offer、Risk prevention and control aspects of prevention bet365 offer。Legislators need to build technical risk prevention rules for financial bet365 offer at the institutional level、Risk supervision system and prevention system、Internal supervision mechanism of the industry，Clearly clarifying the legal liability for improper application of financial bet365 offer can provide important legal protection for the financial system to better rely on financial bet365 offer，Thus promoting the stability and development of the financial market。

　　The regulatory dilemma of financial bet365 offer risks

The rapid development of digital information has continuously upgraded the technical needs of the financial industry in the new era。Fintech refers to the integration of finance and bet365 offer，The bet365 offer includes blockchain、Big data、Cloud computing and artificial intelligence, etc.。The financial industry is born with innovative genes，Fintech as a breakthrough financial innovation，While bringing revolutionary changes to the financial industry, it also creates high risks。The technical risks of financial bet365 offer mainly refer to the application process of financial bet365 offer itself，Risks caused by technical and system problems and other reasons。Technical attributes of financial bet365 offer itself，Determines its inherent risk attributes，The innovative nature of financial bet365 offer determines the lag in supervision and legal regulation。

The high integration of bet365 offer and finance makes the technical risks of financial bet365 offer unique and complex，Especially big data、The application of new technologies such as artificial intelligence has enabled financial institutions、Financial Market、The relationship between investors further complicates。Financial bet365 offer relies on big data and other emerging technologies to bring structural impact to the traditional financial system，Resulting in the inability of traditional financial laws to effectively adjust the social relations of new financial technologies。Therefore，Fintech’s impact on traditional financial management and control methods、The regulatory model and its legal regulations have brought a series of new challenges。In terms of China’s financial bet365 offer development practice，May 2017，The People’s Bank of China has also established a financial bet365 offer committee，Research focused on strengthening financial bet365 offer work、Planning and coordinating the development and improvement of standards。In fact，my country’s legislation regulating financial bet365 offer risks relatively lags behind the current development of financial bet365 offer，Especially the legislative lag、Problems such as backward regulatory concepts and inconsistent powers and responsibilities，Unable to effectively protect the rights and interests of financial stakeholders。Therefore，It is crucial to improve the corresponding financial legal system to prevent the risks brought by financial bet365 offer。

　　Follow the interactive logic of "bet365 offer and law"

"Technological progress can not only reconstruct the specific content of rights and obligations，It will also change the way power operates。”In other words，Scientific and technological progress while enriching people’s social relationships，It also caused a vacuum in policies and related legal systems，Leading to standardizing new technologies、The law regulating new social relations is blank。Therefore，bet365 offer is not only vital to the financial industry，It has a far-reaching impact on the construction of the legal system。Although financial bet365 offer is essentially an innovative application of technical attributes，But it also has financial and social attributes，The legal attributes of financial bet365 offer are an important dimension of its social attributes。But，People are the main developers and users of bet365 offer，Even if "bet365 offer" is neutral，There are also illegal characteristics due to people’s social attributes。The technical risks of financial bet365 offer will lead to financial risks and even social risks due to the "complex interdependence" relationship between industries。In a nutshell，The technical risk of financial bet365 offer is based on technical attributes，Social attributes are the specific content of its legal regulations，Therefore，The prevention of financial bet365 offer risks requires the full integration of technical means and legal systems。

In terms of legal regulation of financial bet365 offer risks，Financial bet365 offer is affected by both bet365 offer and market。Especially bet365 offer is a double-edged sword in market application，Therefore，Legal regulation of bet365 offer should first be based on the bet365 offer itself，First focus on restricting technical means，Reinforce the supervision and regulation of science and bet365 offer risks。In line with the logic of interaction between "bet365 offer and law"，Using bet365 offer as a means，Based on the rule of law，Taking risk prevention as the goal，Focus on the positive interaction between bet365 offer and legal system，Building bet365 offer、Standardized financial regulatory system，Improving the effectiveness of financial bet365 offer risk prevention。

　　Establish and improve the financial bet365 offer legal system

At present, countries have generally paid attention to the technical risks brought about by the rapid development of financial bet365 offer，One after another has launched measures to deal with financial bet365 offer risks。Mainly includes: overall policy framework for financial bet365 offer，For example, the "Fintech Framework" launched by the United States in early 2017；Establishing financial bet365 offer regulatory arrangements that encourage innovation，Such as the "regulatory sandbox" system；Adjusting incompatible regulations and other related policies for financial bet365 offer risk prevention。The People’s Bank of China has also successively established relevant regulatory agencies，Actively use big data and other technologies to enrich financial supervision methods and prevent and resolve cross-financial risks。In this context，Financial bet365 offer risk prevention has become an important issue in financial supervision and regulation，Both the state and financial regulatory agencies need to formulate relevant laws and regulations and improve regulatory capabilities，To cope with the challenges brought by technical risks。

Based on international experience in financial bet365 offer risk prevention，Our country is currently in a period of rapid development combining finance and bet365 offer，At the same time, my country’s financial bet365 offer development status and practical problems of technical risks are not optimistic，Therefore，The path to regulating financial bet365 offer risk prevention can be as follows。First，Establish and improve financial bet365 offer risk prevention and control rules。The focus is on establishing a comprehensive risk management system for financial bet365 offer application entities，Establish a targeted dynamic risk management system and a relatively independent risk management organizational framework，To gradually form a safe and stable risk management system。Second，Establish and improve the financial bet365 offer legal system。Take my country as an example，Although China has issued a series of opinions and regulations aimed at regulating the development of Internet finance and financial bet365 offer, such as the "Notice on Further Improving the Special Rectification and Rectification of Internet Financial Risks"。But with the in-depth development of financial bet365 offer，New question、New contradictions continue to emerge，Relevant laws and regulations should be further improved，Attach importance to financial legislation, especially legislation on central and local financial bet365 offer risk supervision and coordination。Third，Improve the financial bet365 offer risk supervision system and prevention system，Mainly including clarifying the positioning of financial bet365 offer and regulatory bet365 offer。On the one hand，Build a clear and reasonable development framework；On the other hand，Starting from the nature of regulatory bet365 offer，Clear regulatory bet365 offer positioning to improve regulatory efficiency。Fourth，Improve the internal supervision mechanism of the industry，Especially the self-regulatory organizations within the financial bet365 offer industry。Institutionally guarantee the legal status of industry self-regulatory organizations。Emphasis on the “principle of self-discipline” within the industry，Improving technical risk access rules within the industry，Before specific rules are mature，Need to attach great importance to the role of self-regulatory organizations within the industry。Fifth，Clear the legal liability for improper application of financial bet365 offer and clarify the reasons for exemption。The legal system can restrict the behavior of financial bet365 offer application subjects，And promptly pursue legal liability when technical risks occur。In summary，Effective legal regulation of the technical risks of financial bet365 offer needs to be accurately applied in the process of financial supervision。

Under the rapid global trend of financial bet365 offer innovation，The legal system for financial bet365 offer risk prevention is not yet complete。How to grasp the development of financial bet365 offer、The positive interaction between financial supervision and legal protection is a major issue that needs to be solved in the financial bet365 offer field of every country。In the context of economic globalization and technological globalization，bet365 offer as a social norm is increasingly common，But bet365 offer has limitations as a specification。Over-reliance on bet365 offer，Unrestricted use of bet365 offer will change the value and rights distribution pattern pursued by the law。Therefore，bet365 offer requires legal recognition、Support，Be subject to legal restrictions。In terms of technical risk prevention in financial bet365 offer，Legislative and regulatory authorities should constantly keep their eyes on bet365 offer risks and regulations、Between supervision，Identification of bet365 offer risk facts based on legal regulations，And standardize technical risk prevention measures。

　(Author’s affiliation: School of Law, Zhongnan University of Economics and Law)