bet365 best casino games A latest study display，Promoting pressure testing will make the US banking industry more healthy。

According to the official website of the Lorensler University of Science and Technology on November 17，The school's accounting and financial assistant professor Raffi E. García and others in the newly study "Pressure Test and Bank Business Model: A Bet365 lotto review Research of Breakouts" uses breakpoint regression research Design method，Examine the business status of listed banks and bank holding companies with no less than $ 10 billion in the US assets from 2011 to 2016，To understand the impact of stress test on bank behavior and performance。

The global financial crisis in 2008 exposed the vulnerability of many financial institutions，Therefore, the banking industry began to use pressure test analysis. A series of assumptions of bank business performance。but，Some people think that stress testing will bet365 best casino games drag the bank，Causes rising costs、Limited increase。This new study shows，Stress test can reduce the risk faced by banks，Add bank borrowing capital，and then effectively improve the health status of the US banking industry。Specifically，Pressure test reduces the proportion of banks engaged in high -risk investment。In the eyes of investors，The probability of the expected income from the stress test to achieve a higher probability of expected income，Investors can invest more funds from these banks，Reduce the difficulty and cost Bet365 lotto review of its funding。other，More institutional supervision、Strict requirements，The banks that have not caused pressure testing to be tested "do hands and feet" in their own scale to evade supervision。

Garcia Represents，At present, only large banks must receive pressure tests，But most residents deposit money into banks without pressure test。If this type of transparency requires more banks，It will protect more taxpayers from losses caused by bank bankruptcy in the future。

　　（Wang Youran/Compilation）