Fintech promotes the financial inclusiveness of emerging economies
October 27, 2021 08:52 Source: "China Social Sciences" October 27, 2021 Total 2274 Author:

  bet365 Play online games A latest study display,Fintech plays a key role in promoting the financial inclusiveness of emerging economies。

According to the official website of the University of Illinois, recently reported,The school's Ecuada-Associate Professor Angela Lyons, an associate professor of the Department of Agriculture and Consumer Economics at the Department of Agriculture and Consumer Economics of the School of Agriculture and Consumer Economics.、Borrowing、Qiaohui: Research on Emerging bet365 best casino games Economy Comparative Studies "evaluated the fintech system of 16 major emerging economies。

The rapid development of fintech in the world,Make the acquisition of financial services more convenient,and the new crown pneumonia epidemic further accelerates people's demand for non -contact payment。This research analyzes 10 large emerging economies in the 2017 World Bank Global inclusive Financial Index database (Argentina、Brazil、China、India、Indonesia、Mexico、Poland、South Africa、Korea、Türkiye) and 6 fast -growing economies (Chile、Colombia、Malaysia、Nigeria、Russia、UAE) data,and link it to the national ranking based on the financial bet365 best casino games technology ecosystem。Lyonce and others from the account ownership rate、Savings and borrowing behavior、The use of formal and informal financial services and mobile phone ownership rate and usage、Mobile device application、Digital technology of financial transactions inspects the development of financial technology in various countries。

Studies show,Overall,Financial Technology helps enhance financial inclusiveness。But the convenience of the acquisition of financial services may not mean an increase in the use of financial services。Lack of digital literacy、High use cost、Insufficient consumer protection and other factors have hindered people's use of financial Bet365 app download services,Especially for women、Lower education level、For the poor and the elderly。Researchers said,The epidemic of new crown pneumonia transforms global acceleration to digital financial services,further highlighting the necessity of ensuring that the fragile group has digital technology tools and knowledge。To deal with these challenges, it is necessary to intervene through continuous policy intervention to improve digital infrastructure、Improve laws and regulations、Strengthen supervision and consumer protection、Improve financial and digital literacy。

Lyonce said,In terms of using fintech forces to accelerate economic development,Emerging economies Bet365 app download have huge potential,Fintech can become a powerful tool for strengthening financial inclusiveness。This research is the first multi -country evaluation for financial technology and financial inclusiveness,It provides a new starting point for further research。

 (Wang Youran/Compilation)

Editor in charge: Chen Jing
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