Personality affects personal financial decisions
December 03, 2021 07:51 Source: "China Social Sciences" December 3, 2021, Issue 2301, Issue 2301: Zhao Qi/Compilation

Bet365 app download The official website of the University of Georgia in the United States posted on November 30th,Researchers at the school found,The personality of a person can affect its judgment in financial decision -making,and the ability to bear financial risks。

In psychological research,Humans have five major character traits: openness、bet365 live casino games Responsibility、Extraterical、Affinity and nervous。The relationship between researchers to study personality traits and personal financial decisions,Personality of 395 adults、Financial risk tolerance、Net assets and happiness have been investigated。According to the results of the survey,The investigators were divided into three groups: elastic group、Excessive control group and unpopular control group。

Through comparison,Researchers discovered,People in the excess control group show higher affinity and due diligence,But with lower bet365 best casino games external direction。They do not like financial risks,In the process of financial management, I will try to avoid risks but increase wealth projects,If you invest in stocks。People in the elastic group have strong adaptability,They are outgoing、Open、easy -going,low degree of neurotic quality,Usually better financial status,I am more willing to bear the appropriate risk。People who are not controlled by the control team are irresponsible、More outgoing and higher nervous quality。Although they are willing to take more risks in bet365 Play online games terms of finance,But these risks will also bring a negative impact on their financial status。

Different financial management methods of each person,This has a lot to do with people's personality。Research participants、Jim Exley, a scholar at Georgia University, said,This research will help financial planners in the financial field to better serve customers,Through the understanding of customer personal information,Provide customers with more suitable financial management plans。

  (Zhao Qi/Compilation

Editor in charge: Changchang
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