Development of savings habits can be effective for external risks
09:41, August 05, 2022 Source: "China Social Sciences", August 5, 2022, Issue 2464 Author: Zhao Qi/Compilation

Comprehensive foreign media reports on July 29,The official website of the World Economic Forum published an article.,Develop savings habits,It helps to improve people's ability to respond to external risks。

Current,Many adults do not have savings habits,When an accident occurs,,It is difficult to have enough funds to deal with。The World Bank recently announced the global financial inclusive index database Bet365 lotto review report of 2021,Can adults from many developing countries in the world raised a certain amount of funds within 30 days to investigate the accident。Results show,About 55%of adults in the world can raise emergency funds,About 45%of adults cannot raise it。

Researchers discovered,Among the respondents who can raise funds,30%of people mentioned that family and friends are the primary source of their emergency funds,Followed by looking for additional job opportunities,Only 18%of the emergency capital sources are savings。When researchers have in -depth research on specific areas,It is found that people in different regions have a big difference Bet365 app download in obtaining emergency funds。In the Middle East and North Africa regions,In emergency situations, everyone is more willing to rely on family and friends,This ratio reaches about 50%,exceeds the average。Comparison of comparison,Only about 35%of people in South Asia will rely on family and friends to obtain emergency funds,About 35%of people choose to find extra job opportunities。But because there are few additional job opportunities,South Asia has become one of the worst financial elastic areas in the world。The report also shows,East Asia and the Pacific region is the area with the best financial elasticity Bet365 app download in the world,77%of people can easily raise emergency funds within 30 days,Among them, 30%of them rely on savings,and 30%of people rely on finding extra job opportunities。

Report mentioned,In China,About 89%of adults owns a bank account,45%of people have savings habits。It can be said,Savings are one of the most reliable ways to deal with external risks,Any region or any income group can use it as the source of emergency funds。For this,Pay attention to two aspects to increase the proportion of adult savings,Financial institutions must provide security、Accounts that meet the needs of consumers,to attract them savings; bet365 live casino games the government must strive to improve the people’s financial literacy,Let people master more financial knowledge,To cope with external risks。other,You can formulate more policies and measures to increase the savings ratio of women and low -income families,Because these groups are more likely to be affected by external risks。

(Zhao Qi/Compilation)

Editor in charge: Cui Cen
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