Bet365 app download August 24，The United States announced a student loan debt deduction plan，It aims to reduce the financial pressure of American salary families under the epidemic of new crown pneumonia。As the largest student loan debt reduction policy in American history，This policy may cause many legal disputes，Setting off the debt structure around student、National discussion of morality and hidden costs。According to the official website of Yale University in the United States August 26,，Professor Paul Goldsmith Pinkham of Paul Goldsmith Pinkham, a professor at the school's economics department, briefly analyzed the American social background behind the government of Biden。

It is reported，This reduction policy includes a federal student loan debt exempt from lenders for $ 10,000，and cancel the single -person student debt with a single person with a single person from the Federal Federal Fund Fund。But only Americans with an annual income of less than 125,000 US dollars，or a common taxpayer with an annual income of no more than 250,000 US dollars, married couple，Only qualified to apply for reduction and exemption。

Pingkham thinks，Although the future of students' liabilities in higher education bubbles is not a good thing，But the lifelong income premium brought by the higher education diploma is well -checked，and may never be so high。Bet365 app download 1980，The income of college graduates is about 50%higher than high school graduates，And 2008，The income gap has increased to 97%。other，Different unemployment rates caused by different education levels are also very obvious。2021，The unemployment rate of high school education is 6.2%，and a bachelor's degree is 3.5%，Holding a master's and doctoral degree is 1.8%。

Professor Seth Zimmerman, a professor of economics at Yale University in 2014, published the "Research on Entry Rewards of Universities on Edge Students on the Edge of University" in the Labor and Economics Journal。Zimerman conducted a study of high school students who admitted the average edge of Florida University in the Florida University，It is found that higher education provides these students bet365 live casino games with significant economic benefits: after graduating from high school 8-14 years，Their income is 22%higher than his peers who have not attended college。Although it is difficult for researchers to judge whether it is a university professional knowledge or an elite screening system, it affects the unemployment rate and income，But from the perspective of long -term development，The income brought by the university degree exceeds that the debt of student debts。

But what cannot be ignored is，Now the debt of American students is more than any time before。Professor Christopher Avery, a professor at the Department of Public Policy and Management of Harvard University and Professor Sarah Turner at the University of Economics and Education at the University Bet365 app download of Virginia. This is emphasized。June 2010，The total loan of students in the United States exceeds 800 billion US dollars，For the first time exceeds the total amount of debt repayment of credit card。Another，The academic community is currently unclear whether these debts will reduce the overall gap between the rich and the poor。Pingkham pointed out，The total number of average student loans of African -American Americans is higher than white，Therefore, debt reduction and exemption will benefit this type of borrower。But，University graduation rate of African Americans is far lower than white Americans，At the same time, we must also take responsibility for funding parents。So，African Americans face more challenges than white borrowers in terms of bet365 live casino games repayment of debt capabilities。

　　（Liu Yuwei/Compilation）