bet365 coupon code newspaper’s comprehensive foreign media reports August 24，The United States announces a student loan bet365 coupon code relief plan，Aimed at alleviating the financial pressure on American working families during the COVID-19 epidemic。As the largest student loan bet365 coupon code relief policy in U.S. history，This policy may cause many legal disputes，Raising the Structure Around Student bet365 coupon code、National discussion of ethics and hidden costs。According to the official website of Yale University in the United States on August 26，Paul Goldsmith Pinkham, professor of the school’s Department of Economics, briefly analyzed the American social background behind the Biden administration’s move。

It is reported，This relief package includes forgiveness of ,000 of borrowers’ federal student loan bet365 coupon code，And canceling up to ,000 in student bet365 coupon code per person for Federal Pell Grant recipients。But only if the annual income is less than 12.Americans with ,000，Or a married couple taxing jointly with annual income not exceeding 0,000，are eligible to apply for exemption。

Pinkham thinks，Although student bet365 coupon code is not a good thing in higher education’s bubble future，But the lifetime earnings premium of a higher education degree is well documented，And probably never been higher。1980，College graduates earn approximately 50% more than high school graduates，And in 2008，The income gap has increased to 97%。In addition，The difference in unemployment rate caused by different education levels is also very obvious。2021，The unemployment rate for those with a high school degree is 6.2%，3 for those holding a bachelor’s degree.5%，1 for those holding master’s and doctoral degrees.8%。

Seth Zimmerman, professor of economics at Yale University, published "A Study on the Returns to College Enrollment of Marginal Students in Colleges and Universities" in the Journal of Labor Economics in 2014。Zimmerman studied high school students with marginal average admission scores to Florida State University，And found that higher education provides significant financial benefits to these students: 8-14 years after high school graduation，They earn 22% more than their peers who did not go to college。Although it is difficult for researchers to determine whether it is university expertise or the elite selection system that affects unemployment and income，But from the perspective of long-term development，The benefits of a college degree outweigh the student bet365 coupon code。

But what cannot be ignored is，American students have more bet365 coupon code now than ever before。Christopher Avery, professor of the Department of Public Policy and Management at Harvard University, and Sarah Turner, professor of the Department of Economics and Education at the University of Virginia, in "Student Loans: Are College Students Over- or Under-Lending？》This point is emphasized。June 2010，Total student loan bet365 coupon code in the United States exceeds 0 billion，Exceeding the total outstanding credit card bet365 coupon code for the first time。Also，It is unclear whether canceling these debts will reduce the overall wealth gap。Pinkham pointed out，African Americans have higher average total student loan bet365 coupon code than whites，So bet365 coupon code relief will benefit this category of borrowers。However，The college graduation rate for African Americans is much lower than that of white Americans，At the same time, we also have the responsibility of supporting our parents。Therefore，African Americans face more challenges than white borrowers in their ability to repay bet365 coupon code。

　　（Liu Yuwei/Compiler）