Finance is the core of the economy，The financial system is naturally the core of the economic system。To build a modern economic system，It is necessary to focus on creating the "core" of the modern financial system。Construction of modern economic system，It is valid through building a market mechanism、Micro -subject has vitality、Macro -regulatory economic system，Establish a real economy、Technology Innovation、Modern Finance、Industrial system for coordinated development of human resources，To achieve quality first、Benefit first、Continue to improve the full factor productivity。Modern financial system as the core of the modern economic system，It is also an important sign of the modern economic system，The improvement of the improvement of the modern economic system and the improvement of operating efficiency have a vital role。

The modern financial system is based on the modern financial market，from a special system、Mechanism、System、Law and other regulatory funds、A basic framework for capital and asset flows，Payment clearing、Configuration of financial resources、Information transmission、Asset pricing、Basic functions such as risk transfer and wealth management。Moderate scale、Reasonable structure、Perfect function and security and efficiency are the basic requirements of the modern financial system。Powerful continuous business capabilities、Resource allocation ability、Policy transmission ability、Asset pricing ability、Capital flow ability、Development and innovation capabilities and risk prevention and control capabilities to form a sign of mature financial system。Based on these functions，The modern financial system helps improve the transformation efficiency of savings investment、Reduce social transaction costs、Promoting technological innovation、Improve the efficiency bet365 best casino games of resource usage，to promote economic development。

Create a modern financial system，From its internal requirements,，It is necessary to grasp the following efforts。

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Modern financial system is an important basic system in economic and social development，is the fundamental manifestation of the nature of financial and financial laws，It is the basic criterion for the operation of the modern financial system。Although the academic world's understanding and understanding of the financial system is still different，But the basic principles and main contents of the modern financial system are still clear、Clear。

First is the principle of rule of law。Law is the basic rules of the financial market operation，The sound of the legal system determines the fairness and openness of finance，The establishment of a modern financial system must establish a fair and effective legal environment。Constructing an effective legal system is to clarify the rules of the financial market operation、Improve the degree of participation in the financial market、Clarify the responsibility of the behavior of the market entity、Improve information disclosure、Legal liability for implementing risk behavior，Violation of legal rules、Acts that cause risks to investigate the corresponding legal liability。The second is the principle of risk self -responsibility。Risk prompts、Based on the disclosure of specification information，Follow the principle of risk，Reduce personal、Enterprise、Financial institutions、The adventure impulse and cost passing behavior of the local government。Third, the principle of moderate competition。Encourage financial institutions to innovate development under the premise of controlling their own risks，Diversity of the integration of the financial system and the real economy、Comprehensive development。At the same time，Finance has endogenous instability features，It must be rely on government external force (policy and institutional design)，Matching the development speed of the financial system with its risk control ability。Modern financial system mainly includes: financial supervision bet365 live casino games system、Financial development system and financial stability system。The financial regulatory system defines financial access、Business qualifications、Business scope、Information disclosure、Market Supervision and other content，The modern financial supervision system should be a financial business model that matches the development of the real economy、Financial competition、Financial market behavior，To establish a modern financial regulatory system for financial risks，Accelerate the construction of infrastructure in the financial market，Do a good job of comprehensive statistics from the financial industry，Improve information system that reflects risk fluctuations in a timely manner，To "control people、Look at the money、Fighting the Firewall of the System "，Use modern technology means and payment settlement mechanism，Monitor all funds flow，Improve financial practitioners、Financial institutions、Financial Market、Financial operation、Financial governance、Financial Supervision、The institutional system of financial regulation，Standardize financial operation; the financial development system restricts the development speed and innovative rhythm of the financial system，The modern financial development system is actively innovating when encouraging financial institutions to actively innovate in accordance with the real economic needs，You must also design the corresponding information disclosure instructions、Key risk prompts and other content; the financial stability system defines financial risk monitoring and management channels、Financial risk prevention and resolution rules，The stability of modern financial stability must be able to eliminate rescue expectations and risk transfer expectations，At the same time, it also has a stronger stimulation of the vitality of the financial market subject、Efficiency and Elastic Ability。

　　Optimize the modern financial structure

General Secretary Xi Jinping emphasized，Deepen the structural reform of financial supply -side "focusing on the adjustment and optimization of the bet365 best casino games financial system structure"。The starting point of the symbiosis and prosperity based on the economic and finance，Adjustment and optimization of modern financial structures must comply with the adjustment direction of industrial structure，Promote the integration and development of traditional financial institutions and Internet financial institutions and business，Promoting compliant development and business innovation of small and medium -sized financial institutions，Promoting the popularity of fintech in various business areas，Promote the development of inclusive finance and green finance。To optimize the industry and regional layout of financial institutions，Construct and improve the modern financial organization system、Modern financial market system，Improve financial innovation ability and service level，Enhance the comprehensive strength of the financial industry、International competitiveness and anti -risk ability。To improve the banking organization system，Promoting the development of the securities industry institution，Encourage the innovation and development of insurance institutions，Continue to promote the comprehensive operation of the financial industry，Encourage and guide private capital to enter the financial service field。In particular, it is necessary to play the role of the capital market in financial operation and move the whole body，Promoting the stock market innovation and specifications，rich bond market products and hierarchies，Construction of a specification、Transparent、Open、Vitality、Capital market with toughness。At the same time，It is also necessary to further increase the opening of the financial industry to internal and external，Increase the number of small and medium -sized financial institutions and the proportion of business，Moderate reduction of the entry threshold for the financial market -related business under the premise of controlling risks，Introduction to foreign mature professional financial services and products，Introduction to high -quality foreign financial institutions，Give full play to its catfish effect，While better meet the needs of real economy financing，Constantly Bet365 lotto review improving the competitiveness of the financial industry。

　　Enrich modern financial products

First, to build venture capital、Bank credit、Bond market、The stock market, etc.、Multi -level financial support service system，Forms various types of capital agencies for their duties、Financial product line covering the entire life cycle of the industry，Different segments covering the real economy，Lay a solid foundation for the good cycle of the real economy "blood"。Second, to adapt to development more relying on innovation、Creation、Creative Grand Trends，For the inherent defects of stable cash flow for stable cash flow for the current financial product system mainly based on indirect financing，Based on the value of tangible assets of innovative and creative industries、Characteristics with large differences in cash flow，"Light profit、heavy technology、Reconstruction "Principles，Optimized and even innovative financial services supply，Promote further development and upgrading of my country's strategic emerging industries。Third, the differentiated financial services demand proposed for the development of the real economy and the improvement of the quality of people's life，The characteristics of different market segments，Adhere to market demand -oriented，Make full use of new concepts、New thinking、New Technology，Actively explore new products、New channel、New mode，Actively develop personalization、Differential、Customized financial products。

It is necessary to emphasize，In order to meet the people's growing financial services needs，At the same time, it is also for its own long -term development，Financial institutions should focus on improving the discovery and excavation that meets consumers、The ability of financial services and products required by investors。To use high -tech and big data analysis and other technologies，Understanding、Analysis、Mastering people's consumer behavior and consumption habits，Constantly discover new needs of financial services; a structural analysis of financial consumers，Understand different bet365 best casino games industries、Different ages、Different areas、Financial services demand for people at different income levels，Establish and continuously improve multi -level、Structural financial service system; especially pay attention to the field of people's livelihood，Find out the pain points of the financial services supply and demand of financial services in this field，Discover the new needs of financial services of people's livelihood; at the same time, it is necessary to discover the service scene，Innovation service mode。

　　Improve modern financial infrastructure

To improve financial laws and regulations，Enhance the standardization of financial operation; standardize the financial accounting statistics system，Improve the level of informationization of the financial industry; build a financial talent team，Guarantee the safe and efficient operation of the financial system。Specific speaking，To improve the basic system of the capital market，Two levels of good market entrance and market export，Strengthen the full supervision of the transaction，Stable Promoting the Reform of the Registration System，Enhance the vitality of the capital market with a more complete access and elimination mechanism; strict information disclosure，Improve the reasonable market valuation system，Guide funds to participate in long -term investment，Construction clear、Professional accountability mechanism、Collective litigation system、Defendant's proof system and reconciliation system，Promote the formation of regulations、Market self -discipline、Social supervision that complements market order，Provide financing channels for the development of the real economy、Value discovery mechanism、Risk sharing mechanism and effective external governance mechanism; rely on big data、Cloud computing、Modern technology such as blockchain and artificial intelligence promotes the construction of credit infrastructure and the construction of credit promotion mechanisms，Steady promotion of key information infrastructure in the financial industry，Promote the formation Bet365 app download of complete、Professional credit reporting system，Practical reduces information asymmetry，Reduce real economy credit reporting and financing costs。

In short，The modern financial system should be an inclusive，and the real economy、Technology Innovation、The coordinated development of human resources，Green、Open、Digital financial system，It will help promote the main contradictions faced by my country's economy and society in the new era。

　　(The author is the Dean of the Institute of Finance and Economics of the Chinese Academy of Social Sciences、Researcher)