Current，Digital currency has become the focus of attention of scholars in the global financial sector，Caused a wide range of discussions in the academic community。July 26，The official website of the British Economic Policy Research Center published an article written by Ethan Ilzetzki and others, an associate professor of the Department of Economics of the School of Economics and Economics of London.，The British Macroeeconomics conducted a survey on British scholars' views on statutory digital currencies，Most interviewees think，The issuance of legal digital currencies will be conducive to economic development。

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June 29，International Clearance Bank released the "2021 Economic Report"。This report shows，After investigating the central bank of 50 countries，International Clearance Bank found that central banks from 43 countries are actively studying legal digital currency issues，The central bank of 7 countries has bet365 best casino games launched a pilot project。Current，The UK has conducted preliminary investigations on the issuance of legal digital currencies，and set up a special working group for digital currency development。In this background，The British Macroeconomic Research Center recently carried out a survey，Focus on understanding the attitude and opinion of the Chinese scholars on the statutory digital currency。

Roger Farmer, a professor of economics at Warwick University, believes，Issuing legal digital currency is a choice that conforms to the logic of currency evolution，It is also a "logical response" for private cryptocurrency challenges。The director of the National Institute of Economic and Social Research, Jagjit S. Chadha, director of the United Kingdom.，Issuing legal digital currency can improve the public's participation in the financial system and the transaction efficiency of the financial system，Actions that reduce illegal use of cash。Cru Group chief economist Jumana Saleheen said，At present, the monetary policy is mainly implemented by the repurchase transaction between the central bank and the major commercial banks，Some "loss" may appear during the conduction，Bet365 app download Introduction to legal digital currency can eliminate these "losses"，The conduction effect of improving the monetary policy。other，Introduction to legal digital currencies may also help Britain to improve productivity。Some scholars think，By using legal digital currency, you can introduce "smart contracts" and blockchain technology into traditional accounting units，Improving financial inclusiveness and the ability of the central bank to implement anti -cyclical monetary policy。

Some scholars think，Introduction to the legal digital currency will bring major changes to the banking industry，But we should look at this change from a positive perspective。Economic Performance Researcher Nicholas OULTON, a senior visit researcher at the Economic Performance of the London School of Political and Economics, said，Under the promotion of external forces，Banks will have more motivation for useful innovation for ordinary customers。David Miles, a professor of financial economics at the Empire College London, emphasized，On the basis of legal digital currency，Financial institutions can provide a safer payment method，Make people’s funds safer，Reduce the risk bet365 best casino games faced by the bank，Especially the risk of extrusion。

　　Legal digital currency prospects are broad

Institut Desires International Relations Researcher Rémi Bourgeot told this reporter，Now，Many transactions have been "digitized"，Cash usage for transactions is declining，The use of electronic payment is becoming more and more extensive。From this，Some private digital currencies have been sought after by some people。But compared with these private digital currencies，Digital currency that can promote development，That is the legal digital currency，It deserves more attention。

First，Private encrypted digital currency is not currency，It is still regarded as an investment method，instead of payment means。French economist、Michel Aglietta, Professor Rongxiu, the Tenth University of Paris, believes，"Currency is not a kind of wealth，but a payment system "。The liquidity provided by the currency is supported by the sovereign state，It should be verified by the political entities expressing a social bond in a country，Can't improvise new currency。

Next，Private cryptocurrency emphasizes decentralization，They are not based on any institution，Whether Bet365 lotto review it is public or private，Instead, a framework for generating and exchanging pricing units on the basis of its own rules。The origin determines that the generation speed and total amount of private cryptocurrencies are limited，It cannot meet the usual currency demand of the economy。

Last，Private cryptocurrencies often have nothing to do with the actual economic situation of various countries，Use currency that has nothing to do with its own national economy，It is very likely to bring catastrophic consequences。such as，Latin American developing countries and Lebanon's currency dollars have brought adverse effects to them。

From the perspective of economic development，French digital currency is wider than the prospect of private cryptocurrencies。Especially for developing countries，Legal digital currency can help them improve financial stability，Implement more ambitious and targeted financing policies。Through the issuance of legal digital currencies, you can establish a more direct contact between ordinary people and currency distribution institutions，Implement more effective methods for financial reform，Solve the inherent bet365 Play online games problems of the financial system。

other，Scholars also proposed，Although the introduction of legal digital currency is greater than disadvantages，But the benefits of statutory digital currencies take a longer time to reflect，It also requires a process for its popularity。The introduction of legal digital currencies, although it is conducive to reducing financial costs、Form a benign cycle and provide better services，It may also lead to an increase in the phenomenon of "data islands" and unfair competition.。The final income of the use of new payment technology will depend on the competitive structure design and data governance arrangement of the underlying payment system，Therefore, you need to pay attention to the details related to the statutory digital currency。