Promoting the development of financial and artificial intelligence integration
May 06, 2019 at 09:21 Source: "China Social Sciences" May 6, 2019, No. 1685, Issue 1685: This reporter Huang Yanan

The rapid development of artificial intelligence,Make the financial industry facing a new challenge and change。April 27,The Second "China Financial Technology Frontier Forum" was held in Beijing,Experts and scholars participating in the conference carried out in -depth discussions on the issue of "the future of artificial intelligence and finance"。

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In recent years,Modern Frontier Technology is deeply changing various fields of economic and social,It also profoundly affects the way of running finance,The financial industry has ushered in a new stage of development。President of the Central University of Finance and Economics Wang Yaoqi believes,With the widespread application of new technologies,The integration of technology and finance has produced a new financial format、Financial Products、Financial service model and financial management concept。Fintech as an emerging scientific field,Get high attention from the industry and finance education community。Standing on the new development starting point,How to gather new knowledge and new experience in the Bet365 lotto review field of fintech,Research the direction and trend of the development of fintech development,Discuss the needs and challenges of smart finance on the training of financial talents,It has extremely important practical significance for my country's economic and social development。

Li Dongrong, chairman of the China Internet Finance Association, believes,It has three significance of promoting the development of finance and artificial intelligence.。First,The financial service system that is conducive to the establishment of a financial service system that is compatible with the modern economic system,Effectively supports my country's strategic initiative to win international industry competition。Next,It is conducive to deepening financial supply -side structural reform。Current,Market structure of my country's financial industry、Business philosophy、Innovative ability、The service level has not yet fully adapted to the requirements of high -quality economic development。Promote the integration and development of financial and artificial intelligence,It is conducive to the digitalization of finance、Intelligent transformation,Enhance the flexibility and adaptability of the supply of financial services,better meet the diversified financial needs of the people and bet365 live casino games the real economy。Last,It is conducive to implementing the "New Generation Artificial Intelligence Development Plan"。Promoting the integration of financial and artificial intelligence is a powerful starting point for implementing the major national strategic deployment,Active interaction that can promote technological innovation and industrial applications,Provide experience demonstration from the financial field。Li Dongrong proposed,Promote the development of financial and artificial intelligence integration,The dynamic balance of value -oriented and innovative practice needs to be adhered to、Double -wheel drive insisting on technological innovation and system construction、Adhere to the overall development of scientific and technological laws and financial laws、Adhere to the four principles of organic combination of international standards and Chinese characteristics。

From the perspective of Wang Suzhen, deputy secretary -general of the China Payment and Clearing Association,my country's payment and liquidation industry has better seized the historical development opportunity of a new round of scientific and technological revolution and industrial change,Make full use of new technologies,Starting points to improve the security and efficiency of payment services,Continuous expansion of payment scenarios、Bet365 lotto review Rich payment product、Optimized payment structure、Improve payment service quality,The industry has ushered in a new round of booming period。Wang Suzhen thinks,The advantages of using artificial intelligence innovation payment business are reflected as an innovative payment method、Improve user payment experience、Four aspects of improving payment operation efficiency and enhanced payment risk prevention and control capabilities。The development of fintech is interdisciplinary research、System engineering with multi -industry fusion,High technology content、Large industrial capacity,At the same time, there are many unknown areas,Both forward -looking vision,It is also necessary to promote the transformation of the innovation of the basic system and the results of basic research。

  Explore innovative talent training mode

Financial Technology Development Different Moon,I also put forward higher requirements for the training of related talents,Cultivating cross -disciplinary composite financial talents is imperative。Ouyang Rihui, deputy dean of the China Internet Economics Research Institute of Central University of Finance and Economics, believes,Fintech teaching and talent training requires not only the way of thinking of economics,It should also have an open Internet thinking。Fintech talents not only need to have bet365 Play online games traditional economics and financial foundations,It also needs to supplement information technology and legal courses。

From the view of Ouyang Rihui,Current fintech teaching mainly faces three problems in three aspects。First,Fintech teaching has higher requirements for teachers,Teachers must not only understand the policies of financial technology at home and abroad,It is also necessary to grasp the overall situation of fintech itself and market development,It is also necessary to be familiar with the specific business process of banking institutions or Internet platform applications。Next,Curriculum system and teaching goals for fintech teaching should be updated in time,It must be revised and improved to improve the relevant textbooks。Last,Research and education platforms that need to create a four -in -one in government, property, research and research,Innovation and joint training method。

Huang Zhuo, deputy director of the Digital Finance Research Center of Peking University, believes,Current financial technology education and talent training require three shortcomings: define the connotation of fintech、Extension and professional positioning; construction of professional textbook system and curriculum system; training teachers and academic doctors in Bet365 app download the field of fintech。Huang Zhuo Suggestion,It should strengthen the interaction between academic circles and industry、Cooperation,The Department of Finance needs to cooperate with different departments,Joint training talents。

Yin Zhichao, dean of the School of Finance, University of Economics and Trade University, believes,Before reaching consensus on the training goals and training methods of fintech talents in the academic community,Strengthen the basic curriculum training for undergraduates and graduate students,No loser is a practical method。It seems that Zhang Xueyong, a special professor at the Central University of Finance and Economics,In addition to the education of fintech capabilities,It should also pay attention to the corresponding moral ethics education,to cultivate comprehensive talents。

The meeting was co -sponsored by the Central University of Finance and Economics and the China Payment and Clearance Association。

Editor in charge: Cui Cen
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