Science and technology self-reliance and independent innovation are in the same line。“Self-reliance” requires the realization of independence in the industrial chain、Safety、Controllable。“Self-improvement” requires improving the quality of scientific and technological innovation、Enhance original innovation capabilities led by technology，Shaping new advantages for national development。In the process of realizing self-reliance and self-reliance in science and technology，Solving the "stuck neck" problem is a key factor in upgrading the industrial chain，It is also an important guarantee for national economic security and national defense security。In order to speed up the research and development of "stuck neck" technology in key areas，On the basis of increasing government investment，Our country has also begun to advocate the use of bet365 bonus bets tools to promote technological self-reliance and self-reliance。The "14th Five-Year Plan for National Economic and Social Development of the People's Republic of China and the Outline of Long-term Goals for 2035" emphasizes "improving the bet365 bonus bets support innovation system，Encourage bet365 bonus bets institutions to develop intellectual property pledge financing、Technology insurance and other technology bet365 bonus bets products，Carry out risk compensation pilot program for scientific and technological achievements transformation loans”，Pointing out the direction for bet365 bonus bets support for technological self-reliance and self-reliance in the new era。

Using bet365 bonus bets tools to support technological self-reliance can make up for possible shortcomings in government investment。First，Transparent lending，Improve the efficiency of fund use。Technology companies raise funds from bet365 bonus bets institutions，Need to repay principal and interest within the agreed period，Under pressure to repay，Enterprises will try their best to mobilize funds，Improve usage efficiency。Technology companies will participate in financing competition when entering the financing market，The level and progress of R&D are directly linked to the success or failure of financing。Under competitive pressure，The R&D enthusiasm of technology companies will also increase accordingly。At the same time，All investors become supervisors，The use of corporate funds should be disclosed to financing institutions in a timely manner，Prevent the waste of funds。Second，Lending on demand，Alleviating the uneven distribution of government investment。Government investment planning is based on government budgets at all levels，The fund allocation quota cannot be adjusted in the short term，bet365 bonus bets financing is open to all fields，Clear and standardized process，Fewer restrictions。Companies in urgent need of funds can quickly fill the funding gap，Avoid the break in the capital chain from affecting the R&D process。From this，Funds in the bet365 bonus bets market must flow to where they are needed most，Helps achieve optimal allocation of funds。Third，Flexible and fast，Resolving the lag in government investment。bet365 bonus bets institutions have various financing methods and channels，bet365 bonus bets institution survey、You can lend money to the enterprise after the evaluation。In addition，Investment activities of bet365 bonus bets institutions in technology companies，Easily produce "herding effect"，And the financing speed is fast、Large scale of funds，Conducive to solving the problem of lag in government fund approval。Fourth，Complementary advantages，Accelerate the transformation process of scientific and technological achievements。Loans from bet365 bonus bets institutions、Venture capital and other means provide direct financing support for technology companies，Accurately connect capital supply and demand sides，Greatly promotes the capitalization process of scientific and technological achievements。Various bet365 bonus bets entities actively leverage their own advantages，Creating favorable conditions for the transformation of scientific and technological achievements。

An important challenge faced by financial support for self-reliance and self-reliance in science and technology，How to protect bet365 bonus bets privacy security related to “stuck neck” technologies in key areas。First，There is a conflict between bet365 bonus bets disclosure under financing constraints and bet365 bonus bets privacy protection under national security constraints。On the one hand，The risk aversion of financial institutions causes investment entities to need to know the feasibility of the project、Detailed assessment of the use of funds and other relevant information；On the other hand，"Stuck neck" technical information has national security attributes，An important strategic resource belonging to the country，Leakage of relevant bet365 bonus bets may endanger national security、Harm national interests。Secondly，“Stuck in the neck” technology companies and financial institutions have frequent bet365 bonus bets flows，Uncontrollable factors of bet365 bonus bets leakage are increasing。Related technology companies when applying for financing，The bet365 bonus bets is “exposed” in every link of the financial industry chain。In the current financial industry chain，A variety of market entities participate，Frequent bet365 bonus bets exchange and sharing between parties。bet365 bonus bets flow and bet365 bonus bets sharing in the financial industry pose a great threat to the bet365 bonus bets privacy protection of "stuck neck" technology。Finally，Differences in confidentiality levels between financial institutions and technology companies may lead to bet365 bonus bets leaks。The confidentiality level of bet365 bonus bets is generally based on value、Legal requirements and grading of the sensitivity and criticality of the unit。Technology companies are in contact with financial institutions，The business bet365 bonus bets involved needs to be shared，The confidentiality levels of both parties are inconsistent，It may lead to bet365 bonus bets leakage。

Visible，Risk of bet365 bonus bets privacy leakage caused by bet365 bonus bets disclosure and flow，Becoming a bottleneck restricting financial tools to support technological self-reliance。In view of the fact that bet365 bonus bets related to “stuck neck” technology has dual attributes of economy and national security，In order to effectively play the important supporting role of finance in the process of realizing self-reliance and self-reliance in science and technology，Required from a financial institution、Start at the technology companies and government levels，And make it form a combined force，Achieve closed-loop iteration of "identification-desensitization-decryption-evaluation-circulation" of sensitive bet365 bonus bets in all aspects of financing。

Financial institution level，Accelerate financial product innovation，Reform the credit process，Reduce credit links。Financial products are to achieve a balance between financing supply and demand、An effective means to improve the efficiency of fund allocation。For this，Financial institutions should develop specialized financial products，Weakening the weight of traditional factors such as financial information and technical information disclosure on fund approval，Strengthen the pledge of intellectual property and technology，Meet the long service life of technology enterprises、Loan demand at low interest rates。First, launch risk mitigation financial products，Introducing a government guarantee mechanism。Risk shared by the government and banks，Meet the loan needs of technology companies。The second is to establish differentiated approval policies，Streamline business processes，Launch exclusive service，Establish a specialized organizational structure、Full-time auditor、Special risk management system、Special technical means、Special incentive assessment mechanism and exclusive credit line，Appropriately increase the risk tolerance of non-performing assets。Third, the credit business system for technology companies must operate independently，Speed ​​up the loan approval and issuance process。When conducting business with companies that are stuck in technology research，Financial institutions must implement a credit system with desensitized bet365 bonus bets flow as the core，Subject to meeting bet365 bonus bets governance compliance，Allow companies to make ambiguous and desensitized disclosures of bet365 bonus bets，Reducing the risk of bet365 bonus bets exposure in the financial industry chain circulation，Creating a secure bet365 bonus bets environment for technology companies。

Technology enterprise level，Strengthen internal bet365 bonus bets management，Achieve bet365 bonus bets desensitization and isolation。Enterprises tackling "stuck-neck" technology issues should adhere to the principle of hierarchical internal bet365 bonus bets management，For enterprise product bet365 bonus bets、Financial bet365 bonus bets、Customer bet365 bonus bets, etc.，Determine confidentiality level and sharing scope，Granting different levels of personnel management permissions for bet365 bonus bets with different confidentiality levels，Clear the open boundaries of enterprise bet365 bonus bets。For publicly available bet365 bonus bets，Introduction of bet365 bonus bets desensitization technology，Perform fuzziness processing，To meet the business needs of financial institutions。For absolutely confidential bet365 bonus bets，Supplemented by bet365 bonus bets security isolation technology, etc.，Building bet365 bonus bets security area，Prevent source code leakage，Achieve bet365 bonus bets leakage source control。You can apply for information disclosure suspension and exemption during the financing process，Delayed disclosure of confidential bet365 bonus bets application。At the same time，Technology companies should focus on strengthening network security defense systems。When it enters the financing market，Due to the large scale of financing，The flow of funds in the financial market will inevitably attract the attention of all parties，Security review should be strengthened for this purpose，Prevent external malicious intrusion，Ensure the security of internal bet365 bonus bets assets。

Government level，Acting as a guarantor for technology companies，Strengthen supervision，Clear responsibilities for bet365 bonus bets privacy protection。"Stuck neck" technological research is related to national interests，Governments at all levels need to give certain policy preferences。First, strengthen the risk assessment of key core technology research and development，Establish a "whitelist" enterprise database，Appropriately bear the guarantee responsibility。Connecting with financial institutions，Enterprises can present “whitelist” or certification certificate，Replace key core business bet365 bonus bets materials。If the enterprise has a credit crisis，The government and enterprises share debt，Reduce the risk of bet365 bonus bets privacy leakage during corporate financing。The second is to increase supervision of bet365 bonus bets privacy protection of financial institutions。Under the current separate supervision model，The China Banking and Insurance Regulatory Commission should jointly guide the supervision work of local financial bureaus，Coordinating regulatory overlap and regulatory gaps，Increase review frequency，Reduce the risk of bet365 bonus bets leakage。The third is to improve relevant laws and regulations，Establish a clear accountability system for bet365 bonus bets leakage。There are many financial market entities、Fast bet365 bonus bets flow，The cross-border flow of bet365 bonus bets must be regulated and supervised，The rights of each subject must be clarified through law、Responsibility and behavioral boundaries。

　　(This article is a phased result of China Construction Bank’s major project “Research on the Strategy of bet365 bonus bets Support for Self-reliance and Self-reliance in Science and Technology” (SKH2021224)

(Author’s unit: School of Economics and Finance, Xi’an Jiaotong University)