Technology self -reliance and independent innovation.。"Independence" requires the autonomy of the industrial chain、Security、controllable。"self -improvement" requires the quality of scientific and technological innovation、Enhance the original innovation ability led by technology，Shape the new advantage of the country's development。在实现科技自立自强的过程中，Solve the problem of "stuck neck" is a key factor in achieving industrial chain upgrading，It is also an important guarantee for national economic security and national defense security。In order to accelerate the development of "stuck neck" technology in key areas，在加大政府投资力度的基础上，my country has also begun to promote the use of financial instruments to promote technology self -reliance。"The Fourteenth Five -Year Plan of the National Economic and Social Development of the People's Republic of China and the Outline of the Metropolitania Target in 2035" emphasizes "improving the financial support innovation system，Encourage financial institutions to develop intellectual property pledge financing、Technology insurance and other technology financial products，Carry out the pilot of compensation for the risk compensation of loan transformation of scientific and technological achievements "，Direction for financial support for financial support for the new era。

Using financial instruments to support technology self -reliance can make up for the shortcomings that may exist in government investment。First，Borrowing transparency，Improve capital use efficiency。Science and technology enterprise Bet365 app download financing to financial institutions，You need to pay the principal and interest at the appointment period，Forced by repayment pressure，Enterprises will activate funds as much as possible，Improvement efficiency。Technology companies enter the financing market will participate in financing competition，R & D level and progress are directly linked to the success or failure of financing。Under the pressure of competition，The development enthusiasm of technology companies will also increase accordingly。At the same time，All investors become supervisors，The destination of corporate funds should be disclosed to financing institutions in time，Prevent funds from waste。2，Loan on demand，Relieve uneven investment allocation of government investment。Government investment planning is based on budgets at all levels，Short -term cannot adjust the funds allocation amount，Financial financing is for the whole field，The process is clear specification，There are fewer conditions。Enterprises with urgent need of funds can quickly fill the funds gap，Avoid the funding chain from the influence of the research and development process。From this，The funds in the financial market must flow to the most needed place，helps to achieve the best allocation of funds。third，Flexible and fast，Solve government investment lag。The financing methods and channels of financial institutions are more diverse，Financial institutions are investigated、​​After evaluation, you can put it on the enterprise。other，Investment activities of financial enterprises in financial institutions，Easy to produce "herd effect"，Fast financing speed、Large amount of funds，Problems that help solve the lag of government funds for approval。Fourth，Bet365 lotto review complementary advantages，Accelerate the transformation process of scientific and technological achievements。Financial institutions pass loans、Venture Capital and other means to provide direct financing support for technology companies，Precision docking capital for capital supply and demand，greatly promoted the capitalization process of scientific and technological achievements。greatly promoted the capitalization process of scientific and technological achievements，Created favorable conditions for the transformation of scientific and technological achievements。

Financial support technology self -reliance and self -reliance is an important challenge，How to protect the data privacy security related to the "card neck" technology related to key areas。First，Data disclosure under financing constraints and data privacy protection under national security constraints are conflict。On the one hand，The risk and disgust of the financial institution cause the investment subject to be feasible for the project、Detailed evaluation of related information such as the use of funds; on the other hand，"Card Neck" technical information has national security attributes，Important strategic resources belonging to the country，Leakage of related data may endanger national security、Damage of national interests。Next，"Card Neck" technology enterprise and financial institutions and financial institutions frequently circulate，Increased factors of data leakage increase。Related technology companies when financing applications，The data "naked" is in all aspects of the financial industry chain。In the current financial industry chain，A variety of market entities participate in it，Data interaction sharing frequently。Data flow and data sharing in the financial industry have caused great threats to the privacy protection of "card neck" technology。Last，The confidentiality bet365 best casino games level differences between financial institutions and technology companies may cause data leaks。数据的保密级别一般按照价值、Legal requirements and the degree of sensitivity and critical level of the unit。Technology companies are in contact with financial institutions，The business data involved needs to be shared，and the confidential level of both sides is inconsistent，It may cause data leak。

Visible，Data disclosure and flowing data privacy leak risk，Become a bottleneck that restricts financial instruments to support technology self -reliance。In view of the "card neck" technology related data has dual attributes of economy and national security，In order to effectively give play to the important supporting role of finance in the process of realizing technology self -reliance in my country，Need to from a financial institution、Start at the level of technology companies and government，and make it form a joint force，A closed iteration of sensitive data "recognition -desensitization -decryption -assessment -circulation" in all aspects of financing。

The level of financial institutions，Accelerate financial product innovation，Reform credit process，Reduce credit link。Financial products are the balance of financing supply and demand、提高资金配置效率的有效手段。For this，Financial institutions should develop specialized financial products，Weaken the weight of traditional elements such as financial information and technical information disclosure，Praising of intellectual property rights and technology，Meeting the use cycle of technology companies、Loan demand for low interest rate levels。1 is to launch risk slow -release financial products，Introduction to the government guarantee mechanism。A total of risks of the government and bet365 best casino games banks，Meet the loan needs of technology companies。The second is to establish differentiated approval policies，Streamlined business processes，Introducing exclusive services，Establish a specialized organizational structure、full -time reviewer、Special Risk Management System、Special technical means、Special incentive assessment mechanism and exclusive credit amount，The risk of increasing the risk of adverse assets to the tolerance。Third is to achieve independent operation for the credit business system of technology companies，Accelerate the loan approval and distribution process。When the "card neck" technology correlation enterprise is carried out business，Financial institutions should realize the credit system with the transfer of desensitization data as the core，Under the compliance of data supervision，Allow enterprises to make vague disclosure and desensitization disclosure of data，Reduce data exposure risks in the current flow of the financial industry chain，Create a safe data environment for technology companies。

Technology Enterprise level，Strengthen internal data management，Implement data desensitization and isolation。"Card Neck" technical corporate enterprise should adhere to the internal data layered management principles，For the product data of the enterprise、Financial data、Customer data, etc.，Determine the level of confidentiality and the scope of sharing，Given the management authority of different levels of confidential level data for different levels，Clarify the open boundary of corporate data。For public data，Introduction of data desensitization technology，Make fuzzy treatment，To meet the needs of financial institutions' business。Data for absolute confidentiality，Supplemented Bet365 app download by data security isolation technology, etc.，Build a data security area，Prevent source code leak，Implement data leakage source control。During the financing process, you can apply for information disclosure and exemption business，Application for confidential data is lagging open。At the same time，Technology companies should focus on strengthening network security defense system。When it enters the financing market，Due to the large financing scale，The flow of funds in the financial market will definitely attract the attention of all parties，To this end, we should strengthen safety review，Prevent external malicious invasion，Guarantee internal data asset security。

Government level，As the guarantor of a technology company，Strengthen supervision，Clarify the responsibility of data privacy protection。"Card Neck" Technical Research on State Interests，Governments at all levels need to give certain policy tilt。The first is to strengthen the risk assessment of key core technology research and development，Create a "Whitening List" corporate library，Affordable guarantee liability。In docking with financial institutions，Enterprises can show the "whitelist" or certification.，Replacement of key core business data materials。If there is a credit crisis in the company，The government and the enterprise jointly undertake debt，Reduce the risk of data privacy leakage during the financing process of corporate financing。Second is to increase the supervision of data privacy protection of financial institutions。Under the current division of supervision mode，The China Banking Regulatory Commission shall jointly guide the supervision work of the local financial bureau，Coordinate the problem of overlapping supervision and gap in Bet365 lotto review supervision，Add censorship frequency，Reduce the risk of data leak。Third is to improve relevant laws and regulations，Establish a clear data leak accountability system。Multi -financial market entities、Fast data circulation speed，Standardized and supervised the cross -border circulation of data，The rights of each subject must be clearly clarified by the law、Responsibility and behavior border。

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(Author Unit: School of Economics and Financial, Xi'an Jiaotong University)