University student funding work is an important part of the overall work of higher education in my country，Play an important role in cultivating students' economic difficulties in my country。General Secretary Xi Jinping emphasizes "poverty alleviation first support"，"A combination of" helping "with 'helping'"。To achieve the sustainable development of the students，Form a long -term mechanism for funding for educating people，In addition to helping students' economic assistance，Also pay special attention to its psychology、Smart help，Strengthening "Support" education during the funding process。Development status of the current student funding system of colleges and universities in my country，Combined with the new viewpoint of "cognitive tax" theory in poverty research at this stage, its research results，Explore the funding system for college student funding from "Affairs" education，It has certain practical significance。

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Always，The party and the country attach great importance to student funding work。Secretary of the Party Group of the Ministry of Education、Minister Chen Baosheng said，To put student funding work in a more prominent position, grasp，Give full play to the important role of student funding in poverty alleviation。After more than ten years of positive exploration and practice，my country's investment in the funding of students' funding continues to increase、The connotation of funding is continuously enriched，It has formed a "prize、Loan、Help、tonic、bet365 live casino games Reduction "is a relatively complete college funding system。But，Funding for students with financial difficulties in the family, in addition to economic assistance，Also pay attention to its thoughts、Smart long -term development。In 2017, the Ministry of Education issued the "Outline of the Implementation of the Implementation of the quality improvement project of colleges and universities"，Topping "funding and educating people" as one of the top ten quality improvement systems for the basic task of education，Requires the establishment of national funding、School Awards、Social donation、Student self -service "four -in -one" development -type funding system，Building material help、Moral infiltration、Ability Expansion、Psychological inspiration to effectively integrate the long -term mechanism for educating people，A virtuous cycle of "solving difficulties -educating people -talents -feedback"。

Visible，my country has shifted from traditional economic security funding to people -oriented development funding in the concept of funding，But there is still a long distance between the concept and the actual implementation，To help students in the family have fundamentally "poverty alleviation and relieve difficulties"、Realize sustainable development，my country's student funding system also needs to perform a lot of practice and exploration。

　"Cognitive Tax" theory and related research bring new ideas

In the process of further improving the student funding system，Many scholars have conducted deeper exploration and research，It is found that the students who are supported under the current funding system Except for economic difficulties，More psychological dilemma。"2015 World Development Report: Thinking、Social and Behavior "proposed bet365 live casino games the concept of" cognitive tax "for the first time，Report points out: Poverty is not simply lacking money，That kind of continuous、The difficult decisions that are closely connected to the poverty day after day are equivalent to levying taxes on the psychological and social resources of the poor，This tax exacerbates the burden of cognition，Then the poor people make related decisions that produce lasting poverty。

Cognitive load theory supports the above "cognitive tax" theory: people's work memory capacity is limited，Once the cognitive load exceeds its capacity，So the decision -making made in this case is difficult to be rational enough。Poverty will increase the cognitive burden of the individual，Caused the poverty -stricken people's attention only to the top priority，As a result, pay attention to other more important things，So it is difficult to make long -term rational decisions。This can also be explained by "scarcity mentality"。Mani (mani), etc., pointed out when studying the essence of poverty，Whether it is time or scarcity of money，All will make people fall into the state of "tube peeping"，This means that people can only see things inside the tube，Then cause a short -sighted scarcity mentality。And this scarcity and incompetence are interaction，When the brain is full of "scarcity"，People don't have so much time thinking about other things，Its cognitive ability and execution control will be weakened further。The most typical study is the cognitive test experiment before and after the harvest season of Indonesian sugarcane growers，Due to the increase in income from growers after harvesting、The situation of poverty is improved，Their pressure is greatly reduced，The performance in cognitive tests based on execution ability and bet365 live casino games fluid intelligence must also be significantly better than the performance before harvest。That is to say，When a person is full of mind is the most urgent need，A short -sighted。

In addition to aggravating people's cognitive burden，Poverty will also lead to solidifying thinking mode。Many studies have paid attention to the helping students inferiority、Sensitive、Self -denial, etc.，The emergence of these characteristics is in the final analysis that is incomplete to their own cognition。Gu Shichun pointed out when exploring the vitality of poverty alleviation，Poverty "Cognitive Tax" created a poverty -stricken thinking mode，This poverty thinking mode will make the poor lack self -confidence，I always feel that I am not as good as others，Competition is not others，will lack the correct understanding of your own ability and potential，Learn insufficient vitality in poverty alleviation。Another，This thinking mode is also reflected in the world、Look at the concept of future opportunities。Poverty situation affects people's understanding and thinking about destiny，Studies of GUILIANO and Spilimbergo (Guiliano) and Spilimbergo，Among the 37 different countries in the United States，Those who have experienced the Great Depression believe that the probability of "success through their own efforts" is lower，That is to say, "the situation of poverty" reduces their confidence in life and the passion for successful pursuit。The Book of "Poverty" also pointed out，The poor will doubt those imagination opportunities，Suspected the possibility of any fundamental change in its life，It takes a long time for any change worth making，and they only follow the front。Visible，These are at the status quo、The thinking mode of pessimistic destiny to greatly limit the vision bet365 live casino games and pursuit of the aided students。

Cognitive burden and curiosity of thinking mode have further affected their behavior decision。Zhang Yanchi conducted a series of empirical studies proved that the poverty mentality will affect people's cross -term selection、Risk Decision, etc.，That is, poverty will cause people to ignore long -term interests in order to seek instant satisfaction，In order to seek stability, refuse to bear the necessary risks for greater returns。Abhijit (Abhijit) and Esther are discussing "Why can't we get rid of poverty"，I also found that the poor are still entertaining、Excessive consumption expenditure such as festivals，but unwilling to educate、More input in medical treatment。These irrational behavior decisions will cause them to fall into the "poverty trap"，Treatment of continuous "poverty cycle"。

　　Improve "Fu Zhi" education based on the theory of "Cognitive Tax" theory

Affected by the "cognitive tax" of poverty，Students of family economic difficulties tend to inferior sensitivity、Lack of initiative to get rid of poverty，Students of family economic difficulties tend to inferior sensitivity。Poverty Alleviation first helps，Based on the characteristics of the current supported students，"Support" education of college students can start from the following two aspects。

First，Improve the inherent cognitive mode，Improve self -adjusting ability。At present, colleges and universities attach great importance to the mental health education of students，In addition to public classes, psychological activities will also organize related topics，But most of these education is the popularization and input of psychological knowledge，I didn’t pay attention to the depths of the students，Lack of psychological care for the students。Aid students inferiority、Short vision and other phenomena appear，Bet365 lotto review In the final analysis, it is inappropriate cognition for itself，Therefore, in the education of mental health education，Through team psychological counseling、Professional consulting guidance and other methods to change its inherent cognitive model and inertia of thinking，and improve its self -adjusting ability。

Second，Establish the correct values，Exercise self -reliance ability。Related research on the vitality in poverty alleviation points out，Value is an important influencing factor in the "poverty trap"。I also discovered by measuring the concept and future orientation of college students，"The destiny of a person to a large extent is already doomed." The values ​​of fate will cause students to be at a lower level of social and economic status at a lower level。Therefore，Pay attention to improving the support students in the education of "Fushi"、The concept of pessimistic fate，Help it establish more positive values;、Comprehensive skill training and guidance、"Inspirational Scholarship" and "Self -Star" and other selection activities，Gives more opportunities for poor students to improve their own situation，Exercise and improve its self -reliance ability and entrepreneurial employment skills，Let students see and believe in the hope and possibility of changing life，To truly be assisted and self -service。

The more developed by the times，The price paid for insufficient cognition will be greater。Poverty "Cognitive Tax" as understanding poverty、New theory of supporting funding system，It provides a new perspective and idea for the further improvement of the college student funding system。But the practice of a college student funding system based on "cognitive tax" has just begun，It is necessary to continue to explore in practice。

　(This article is the special task project of the Humanities and Social Science Research of the Ministry of Education (Research on University Counselor) (20jdsz3190) phased achievement)

(Author Unit: School of Geography and Environmental Sciences, Zhejiang Normal University; School of Teacher Education, Zhejiang Normal University)