Development of inclusive finance is a major strategic decision made for the establishment of a well -off society in an all -round way。At the end of 2015，The State Council issued the "Promoting the Inclusive Financial Development Plan (2016-2020)"，Implement inclusive finance as a national strategy，Proposal to establish an inclusive financial service and guarantee system that is compatible with a comprehensive well -off society by 2020。In recent years，The development of inclusive finance in my country has achieved new breakthroughs in both institutional design and pilot practice。Take the improvement of the rural grassroots service system and digital financial construction as a breakthrough，With innovation as a logical starting point，The service mode of helping to help a well -off well，Make up for the existing rural financial shortcomings，The rights and interests of the people enjoy the basic financial services，It also provides a strong support for comprehensively building a well -off society。

Now，Comprehensively build a well -off society in an all -round way to enter the decisive stage，I also put forward new requirements for the development of inclusive finance。To build a well -off society in an all -round way，Consolidate the results of poverty alleviation and support the development of rural revitalization，Accelerate the shortcomings of the decisive victory for a comprehensive well -off，It is necessary to further promote the deepening development of inclusive finance，Clarify the new direction of the development of inclusive finance，Enhance the efficiency of the interest financial help to win the fulfillment of a comprehensive well -off。

Make up the shortcomings existing in a comprehensive Bet365 app download well -off.，Provide new ideas for inclusive financial innovation。Since the beginning of reform and opening up, the Party Central Committee proposed the strategic concept of a well -off society，Unremitting struggle by generations，Great achievements in our country have achieved great achievements in the journey of achieving a comprehensive well -off。Economic strength leaps sharply，GDP in China ranks second in the world，Economic structure is continuously optimized，The level of social productivity is further enhanced，provided a strong material foundation for comprehensive building of a well -off society。But the goal of building a well -off society in an all -round way，There are still some shortcomings，The most prominent short board in "three rural areas"，The main difficulty is also in the "agriculture and rural"，"Priority Development of Agriculture and Rural" needs to be adhered to for a long time。The "No. 1 Document" in the Central Committee in 2020 focuses on "comprehensively built a well -off society in the benchmark，Accelerate the shortcomings of rural infrastructure and public services "，and increase the construction of public infrastructure in rural areas、Improve the quality of rural education、Eight aspects such as governing the prominent problems of rural ecological environment made specific deployment。These weak links require strong support of finance。The purpose of developing inclusive finance is to allocate more financial resources to the weak links of economic and social development，Promoting the harmony and fairness of society。The process of deepening inclusive finance，It is also guiding financial resources to make up shortcomings、The process of strong and weak items。At the same time，Agriculture、The shortcoming field of rural areas is also a field with relatively weak financial gain，Long -term areas that have not been satisfied with financially，Therefore, it is also the blue ocean bet365 Play online games zone that has vigorously developed and innovative development of inclusive finance。

Accelerate the construction of rural financial infrastructure，Enhance the excellent nature of inclusive financial innovation ecology。In recent years，my country's inclusive finance is improved faster，But compared with the financial appeal of a well -off society in an all -round way，The financial supply side in rural areas still exists in structural shortcomings。The development speed of financial infrastructure and the depth of reform are significantly lagging behind the development of modern financial markets，It is also difficult to meet the requirements of high -quality financial development，It is necessary to further strengthen the construction of rural financial infrastructure，Improve the basic environment of inclusive finance。1 is to improve the construction of the rural credit reporting system。Around agriculture、Rural inclusive financial business，It should effectively integrate data from relevant government functional departments，Use big data、Blockchain and other technical means to promote the construction of unified credit information platforms in rural areas，Establish a cross -mechanism、Cross -region、Information sharing of cross -industry、exchange mechanism，Realize the sharing and interconnection of credit information，Reduce information collection costs of financial institutions，Cultivate a good rural regional economy and financial ecology。Second, strengthen the construction of rural network information infrastructure。For this，It should continue to improve the level of rural network facilities，Support the development of broadband networks in rural areas，Especially supporting fiber construction and 5G network coverage in poverty and remote areas。Increase the intensity of speed reduction in rural areas，Strengthen the construction of data collection channels in rural areas，Provide basic bet365 live casino games services for the development of inclusive finance and the in -depth application of fintech。Third is to grasp the driving force of the rapid development of fintech。Use fintech to provide new impetus for the innovation of inclusive finance，Promote the development of inclusive finance in rural areas with Internet thinking，System and technical bottleneck in cracking inclusive financial development。Move some traditional business processes to online，Can reduce transaction costs、Effective extension service radius、Improve service efficiency, etc.，Solve traditional finance in serving agriculture、Pain issues in the countryside。Enhance the depth and breadth of digital inclusive finance to achieve comprehensive well -off，To satisfy agriculture、Diversification of the rural market as the guide，Validity doors to promote digital finance and decisive demand for a comprehensive well -off，Innovative efficiency of improving inclusive financial products and services。

Improve the widely covered inclusive financial organization system，Diversification of strengthening the subject of inclusive financial innovation。Well -off construction is a comprehensive，Agriculture、The development of rural development is also a diversity for finance，Therefore, the development of inclusive finance must not only meet the needs of small credit in poor households in poverty alleviation，It is also necessary to meet the requirements of industrial and enterprise development in rural revitalization in comprehensive financial services。First, give full play to the main force of the local legal person banking institution。Rural Credit Cooperative and Rural Commercial Bank are the main forces of supporting farmers，It is also the backbone of inclusive finance in rural areas，At this stage, it needs to be based on the "agriculture, rural areas"，Focus on deepening reform and transformation，Establish bet365 best casino games a modern banking system，Real -reorganization does not change the surname，Farming does not escape farming。Second is to improve the financial supply organization system that improves business and functional complementary functions。Clear policy、The functional positioning and business scope of commercial and cooperative financial institutions in the field of inclusive finance，Form a clear level、Positioning accurate service system，A balanced supply of inclusive finance。Further strengthening banking institutions and securities institutions、Guarantee Company、Guarantee Company、Complement cooperation of financial industry and other financial industry，Promote the "Great Finance" to achieve a comprehensive well -off pattern，Promote the expansion of inclusive financial business models and innovation of product service types。Third is to improve the supporting construction of the inclusive financial service site。Service site is an important carrier for inclusive financial services for agriculture and rural areas，It is also the main starting point for financial institutions to extend service radius。While strengthening the construction of inclusive financial physics service sites for local conditions，should be continuously surrounded by local agriculture、Demand in rural development，Service for financial services、Risk control methods, etc. to carry out technical upgrades and innovation，Efforts to increase the proportion of online financial services，Meet the basic financial services of rural residents，Multi -channel reduces the cost of innovation and innovation of inclusive financial reform，Continuously enhance the "three rural" function of inclusive financial services。

Constructing the inclusive financial risk sharing mechanism，Consolidate the sustainability of a well -off service comprehensive。Pay attention to the risk management of inclusive bet365 Play online games finance，Promoting the establishment of a sustainable development model for Pratt & F inclusive financial institutions，Achieving commercial sustainable development on the basis of helping the construction of a well -off society，A balance between the pursuit of commercial profit and social responsibility。First, reduce the operating cost of inclusive financial institutions。Provide low -cost funding sources for financial institutions that develop inclusive financial business、Gives tax discounts or deductions, etc.，Support financial institutions to expand inclusive financial business、issue inclusive financial loans，While effectively reducing the operating costs of inclusive financial institutions，​​Guide inclusive finance actively supports agriculture、Development of rural areas。Second, establish an effective risk compensation mechanism。According to government guidance、Principles of market operation and risk sharing，Give play to the leverage of government financial funds，Establishing inclusive financial development risk compensation funds，High -risk features of Slow -release inclusive finance。On the basis of effective credit increase，Guide the research and development of special products for inclusive financial institutions to support agriculture、Development of weak links in rural areas，Capability to enhance the economic development of financial services，Create a good financial ecological environment，Promoting the symbiosis of local economy and finance。Third is the co -construction financing guarantee system。Form the government and bank、Guarantee Company、The risk co -sharing mechanism of cooperation between the guarantee company and other subjects，Explore Bank and Insurance Company、Long -term cooperation mechanism and interactive mechanism of the guarantee agency，Build credit support、Insurance protection、The Bet365 lotto review risk shared or proportioned mode of guarantee subsidy subsidy，Broaden outstant financial investment agriculture、Risk sharing and slow release channels in rural areas。

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(Author Unit: Institute of Rural Development, Henan Provincial Academy of Social Sciences)