The blockchain itself has open source programming、Anti -tampering modification、distributed storage、Quay anonymous、Security and credible technical advantages，Apply it in the field of credit collection，The information sharing of low cost and high efficiency credit reporting system。According to the actual problems of the current credit reporting system，Solutions for blockchain+credit reporting with extensive application and potential value can be developed，Effectively promote the high -quality development of the credit reporting system。

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Although my country has made preliminary attempts in the legislation of blockchain+credit reporting，But in view of the application of the blockchain in terms of credit reporting system is still in its infancy，The legal system for improving blockchain+credit reporting will promote it to further move to regular。

First，Improve Legislative Legislature related to blockchain -related information technology。Current，The country has introduced the network security law、Administrative regulations such as electronic signature law and computer information system security protection regulations。Blockchain as a new technology，Continuous regulation of law。With the gradual promotion of blockchain technology，The formulation and implementation of related laws also need to follow up，Therefore, we must continuously improve the legislation of computers and information technology related to blockchain，Make it more powerful to drive the credit reporting system High -quality development。

2，Introduction to the rules and regulations related to blockchain+credit reporting。Although the state has successively introduced the relevant regulations on the management of the credit reporting industry and the management measures of credit reporting agencies，and supporting Bet365 app download regulations such as blockchain information service management，It has far -reaching significance in maintaining the security of the credit reporting system and standardizing the application of blockchain technology，But the laws and regulations on the credit reporting system and the blockchain are separated from each other。Along with its continuous integration，You need to formulate more detailed rules and regulations，​​can better guide the healthy and orderly development of the credit reporting system。

third，New rules of blockchain+credit reporting application in time。"Provisions on the Supreme People's Court on Cases of Cases on Internet Courts" are under the jurisdiction、Evidence recognition、How to try、Litigation rules and other aspects to guide the entire process of the trial of the Internet court case。where，It stipulates that the Internet court should confirm the electronic data submitted by the parties，If the parties can sign the electronic signature、Trusting timestamp、hash check check、Blockchain and other evidence proves its reliability，or passed the authentication of electronic evidence collection and certificate certification to prove its authenticity。New rules highly evaluated the important role played by blockchain deposit certificates in terms of evidence identification.，Deeply listing blockchain technology as reliable evidence collection、Technical means of fixed and tampering，Highlighting the importance of blockchain technology in the process of promoting evidence by the Internet court。Although the government has released information such as the blockchain data format specification，Explore the standardization and related specifications of the blockchain field first，But with the in -depth advancement of blockchain+credit，Need to introduce new rules for blockchain+credit application application。

　　Reinforcement of the regulatory method of blockchain+credit reporting

Although the blockchain shows strong advantages in the development process，But there are still irregular operations and unknown risks。This requires the blockchain to constantly bet365 Play online games improve the update，to reduce the risk brought by the improvement of the credit reporting system。In terms of regulatory policies and technical functions，Traditional supervision and management is more concerned about the control of the credit reporting agency、Compliance and security in business operations，Combine with blockchain technology and intelligent data analysis technology，This regulatory method has been insufficient。Therefore，The business rules of the relevant credit reporting system should be developed as soon as possible，Realize the clear definition of credit reporting agency and credit reporting business，Intelligent technology reform for existing regulatory methods，To promote the high -quality development of the credit reporting system。This will effectively prevent the risk of infringement of the rights and interests of the information of the information。

Under the current situation，Must innovate supervision technology，Make full use of the blockchain technology to carry out effective supervision of the target industry，Form "Treatment Chain Chain"。The legal rules and regulations of the early credit reporting system cannot realize the innovation of decentralized technology that mainly represents blockchain technology，There is omissions in the supervision and governance on the chain，This brings certain potential risks to the development of blockchain+credit reporting。So，Need to strengthen scientific and technological reform and innovation，Monitoring of the blockchain point -to -point supervision。Apply high -end intelligent science and technology to the supervision of credit reporting system，Make the previous man -made regulatory system change to the intelligent regulatory system，to improve the timeliness and accuracy of supervision，Safety of improving blockchain+credit development，So as to adapt to risks and challenges in the development of the credit reporting system quickly。

　　Promoting blockchain+credit reporting technology research and development

Current，Credit application mode of blockchain technology is roughly divided into two types。One is "from offline to online"，It uses blockchain technology Bet365 lotto review to connect to each central database，To achieve information sharing。The target customer base of this mode is government department、Financial institutions (including banks、Insurance、Securities、Asset management, etc.) and Internet financial institutions，Share the relevant information that they generate the information。Its advantage is the softness of the current credit reporting system、Hardware transformation small、Low cost，Follow -up with the current status of the credit reporting industry，But there are obvious disadvantages，After information transaction，Information provider cannot control it，Lack of verification mechanisms。Due to the limited information source，Unable to guarantee the authenticity of the information。

The other is "from online to offline"。It breaks the original pattern，Re -establish a credit reporting system based on blockchain technology，Realize the co -construction and sharing of information。Cooperative users on this data platform can fully based on credit information in the blockchain，instead of using a third -party credit endorsement。Its advantage is to reconstruct the entire credit reporting system，Can solve the problems existing in the existing credit reporting system。"From online to offline" application mode is the most thorough model for blockchain technology to apply for credit reporting。But there are obvious disadvantages，Overthile and reconstruction of the existing credit reporting system，Is a big investment、Time -consuming、System engineering involved in the whole society。

Application mode of "offline to online"，Or "from online to offline" application mode，All need to give full play to the government's promotion function。First，You need to increase capital investment。Establish a key research project group or major research project around the key technology and application of the blockchain+credit reporting，Special funds，Promote the development of basic theory and core technology of blockchain。Next，Need to adhere to innovative support policies，Encourage blockchain+credit technology innovation bet365 live casino games research and application。To promote the fields of blockchain and economics and society、In -depth integration of various industries，Study on the Research on Blockchain+Credit Related Technology，Proposal to uniform technical standards in the field of blockchain+credit reporting，This requires the construction of a blockchain+credit development ecosystem with strong innovation capabilities and independent and controllable.。

　　Establish a blockchain+credit talent training system

In new technology innovation and industrial changes，To realize the high -quality development of blockchain technology driving credit reporting system，It can drive the "political -school -enterprise" blockchain+credit acquisition talent training system。

First，Government departments should vigorously promote the construction of blockchain+credit talent system。The rise of emerging technologies that can promote the cultivation and introduction of new talents。Drive blockchain+high -quality development of credit reporting，Urgent need to have programming capabilities、Compound talents in the ability of cryptographic algorithms。Governments of various places can attract the shortage of blockchain talents through convenient settlement policies and other means; on the other hand, they can cultivate future blockchain talents through blockchain talent education planning and other means。

2，Universities should actively promote the education of blockchain+credit reporting system。abroad，Many famous schools have opened blockchain courses，According to data analysis and display，More than 50 universities in the United States have opened blockchain research classes。China's major universities have also opened blockchain courses，The earliest blockchain course was Central University of Finance and Economics。Universities actively cooperate with government departments，Improve the business ability of the supervision department in the field of credit reporting，Promote the popularization and learning of blockchain technology，Cultivate diversified and market -based blockchain+credit bet365 Play online games talent，to drive the credit reporting system to develop towards higher quality。

third，Enterprises should strive to promote the training of blockchain+credit talent。On the one hand，These blockchain technology startups、Corporate Credit Investment Institution、Financial institutions、High -tech enterprises should strengthen communication and cooperation with relevant foreign agencies，Draw its advanced technology and experience，Constantly improving the international influence and discourse right of blockchain technology in my country。On the other hand，Build a blockchain with colleges and universities。Through the blockchain+credit reporting joint laboratory，Not only can you cultivate students' interest and professional ability，And can improve students' practical ability。Cooperation of enterprises and universities，Use the discipline advantage of colleges and universities，It can solve the front -edge topic，can also jointly train blockchain+credit talent with market operation experience and scientific research capabilities。

Overall，Blockchain technology is based on decentralization、Consensus mechanism、Open autonomy、Do not tampered with、Anonymous and other characteristics provides a new construction plan for the credit reporting system of the Internet era，The characteristics of the blockchain not only help to improve the deficiencies of all aspects of the credit reporting system，and new ideas that can give birth to the construction of credit reporting system。The fundamental difference between the traditional credit reporting system and the credit reporting system empowerment of the blockchain is the dispute between centralization and decentralization，It can also be said to test our attitude when we fail to fully control a new technology。Under the continuous advocacy of national policy，Use blockchain technology to make a new credit reporting system、Perfect、The goal of sound reconstruction will gradually achieve。We should follow the trend of the development of bet365 best casino games the times，Constantly improving blockchain technology，Reasonable use of fintech methods，Actively explore the innovative mode of the in -depth integration of the blockchain+credit reporting，Better driving the credit reporting system High -quality development。

　(Author Unit: Fuzhou School of Foreign Studies Foreign Trade)