Do a good job of financial work，Guarantee financial security，The basic condition for promoting the sustainable and healthy development of the economy and society，It is also an important guarantee for maintaining national economic security。Current，Deep complex changes in the international and domestic environment，Disposal public events，greatly affecting social stability and high -quality economic development，Objectively put forward higher requirements for the role of financial support in the new era。

　Bet365 app download Diverse policy types

In recent years，my country continues to increase financial support when dealing with various major emergencies，Getting good results，and accumulated relevant experience。Especially in the face of the global financial crisis that broke out in 2008，Our party and the government always insist on maintaining the stable and healthy development of the economy as the primary task of economic work，I have introduced the growth growth、Expansion of domestic demand、Package plan for tone structure，The financial support policy in which mainly includes the following aspects。

First，Expand credit (，Increase financial support。The first is to maintain sufficient liquidity of the overall financial system。Followed by guiding financial institutions to expand credit (，Strengthen credit precision direction，Increase credit support for relevant key industries。Finally, encourage financial institutions to strengthen and improve credit services，Based on the premise of controlling risks，Good credit、Strong competitiveness，But companies with difficulty in operating for the time Bet365 lotto review being given credit support。Second，Adjust the benchmark interest rate，Give play to the positive role of interest rates in macro -control。By lowered the deposit reserve rate and the interest rate of financial institutions deposit and loan，Release funds liquidity，Reduce corporate business financial burden。third，Actively promote currency exchange，Add foreign exchange reserves and gold reserves。On the one hand，Promoting bilateral local currency exchange。The People's Bank of China is from South Korea、Hong Kong、The central bank of six economies including Malaysia signed a bilateral local currency exchange agreement。On the other hand，Expand foreign exchange reserves and gold reserves。Quickly activate the response mechanism of the foreign exchange reserve crisis，Significantly increased foreign exchange reserves and gold reserves。

　　Play financial support "combination boxing"

Since 2020，The Party Central Committee proposed that "Active fiscal policy must be more active and active，Stable monetary policy must pay more attention to flexible and moderate macro policy requirements，Direction to play a financial guarantee role in a complex situation。In the process of coordinating the prevention and control of epidemic and economic and social development，my country formulates and introduced multiple financial policies that support the prevention and control of the epidemic，Comprehensive use of a variety of financial instruments to deal with the impact of the epidemic，The main measures include the following aspects。

First, inject liquidity into the market in time，Keep a reasonable liquidity。Grasp the open market operation strength and rhythm，The central bank continuously conducts reverse repurchase operations，Putting liquidity to the market。The deposit reserve rate has been reduced three times this year，Release 1.75 trillion yuan of long -term funds，Bet365 lotto review Maintain the smooth operation of the financial market。

Second, increase the support for currency credit。The central bank arranges 300 billion yuan for special re -loan，Provide preferential loan orientation support to key areas and key enterprises to the epidemic prevention and control。Add re -loan at the same time、Resessing the special amount and policy bank special credit quota，Increase inclusive capital support in small, medium and micro enterprises and other fields，Promote the orderly re -production and re -production of enterprises。

Third, reduce the cost of bank funds，Reduce the actual interest rate of the loan。Deepen interest rate marketization reform，Promoting the promotion and application of the loan market quotation interest rate (LPR)。At the same time，Layout the loan market quotation interest rate，Put a loan issued by commercial banks using re -loan funds，Significantly reduce corporate financing costs，Help the company through difficulties。

Fourth is to maintain the overall stability of the exchange rate，Realize external equilibrium。Based on the continuous improvement of market supply and demand、Reference to a basket of currencies for adjustment、Management floating exchange rate system，Keep the RMB exchange rate elasticity。RMB exchange rate overall stability，Two -way floating elastic enhancement，Cross -border capital flow and foreign exchange supply and demand basically balance。At the same time, actively promote bilateral local currency exchange，Ferry by actively using foreign currency balances，Play a positive role in promoting bilateral trade and investment。

Five is to strengthen policy synergy，Coordinating policy joint efforts。Strengthen monetary policy and fiscal policy、Industrial Policy、Coordination of financial supervision policies，Provide fiscal discounts for important medical items and living bet365 live casino games materials manufacturers for epidemic prevention and control。Guide various banking financial institutions to take the initiative to connect with enterprises，Through the exhibition period、Renewal and other methods，Affected by the epidemic、Small and medium -sized enterprises that temporarily encounter difficulties (including small and micro enterprise owners、Individual industrial and commercial households, etc.) Loans are given temporary extension and repayment of interest payment arrangements，Help difficulties in difficult companies over the difficulty。

Generally speaking，Putting it by guiding loans、Reduce loan interest rate、Give play to a package of policy such as policy joint，The transmission of my country's monetary policy to the real economy is more unobstructed，The main role of the financial institution is fully played，Ensure the good operation of the market mechanism，Nasal impact on the economy as much as possible，It provides a strong guarantee for promoting the high -quality development of my country's economy。

　Speed ​​upFinancial support ability

Due to sudden、universal and unconventional characteristics，Sudden public events are more likely to cause systemic financial risks，This requires further strengthening financial guarantee capabilities，Increase financial support，Improve financial services in the epidemic prevention and control、Resumption and re -production、Quality and efficiency in the development of real economy，To better meet the needs of my country's high -quality development。

The first is to improve the financial security organization management system。Create a sound concentration and unity、Authoritative and efficient financial security organization management system places in highlighting important positions。On the one hand，Establish an authoritative and efficient financial bet365 best casino games guarantee emergency institution，Responsible for formulating financial security plan、Plan and Plan，Leading Organization and Coordinated Financial Policy Implementation。On the other hand，Further rationalize the operating mechanism of the financial guarantee。The actual needs of financial resources for emergencies，Policy tool portfolio for scientific research and judgment of financial guarantee、The scale of funds required for efficient funding，Clarify the demand party of financial guarantee。

Second is to improve my country's financial security early warning mechanism。It is recommended to improve the monitoring index system、Strengthening early warning analysis and improvement of response strategies continued。In terms of the warning index system，Macro level fully considers the economic impact of emergencies in public events，If the ratio of frequent project differences accounts for GDP、external liability rate and debt repay rate、National Foreign Exchange Reserve、Excess reserves and other indicators of financial institutions。Micro -level focus reflects the security of financial institutions，If the capital adequacy ratio of financial institutions、Indications such as the proportion of non -performing assets and operating benefits。In terms of strengthening early warning analysis，Use modern information technology such as "big data"，Multiple measures、Comprehensive policy，In -depth analysis of monitoring indicators，On the basis of comprehensive and in -depth grasp of multi -party factors, the system draws an analysis conclusion。

Third is to comprehensively use diversified financial support tools。Current，The complex international and domestic economic situation puts forward urgent demand for the construction of a diversified financial security system。Bet365 app download For example，In the process of doing a good job of preventing and controlling the prevention and control of new crown pneumonia，Need to deal with stable growth、Keep employment、Tune structure、Anti -risk、The relationship between controlling inflation，Promote the advantages of multiple policy tools to complement，Seek dynamic balance in multiple targets。

In terms of financial support，You can redeem the standard with again、Direct reduction、Moderate interest rate cut，Increase the strength of the open market operation business，Increasing the convenience of standing loan (SLF)、Mortgage supplementary loan (PSL)、The flexible strength of policy tools such as medium -term borrowing convenience (MLF) and directional mid -term lending convenience (TMLF)，Implementing moderate loose and accurate monetary policy，Keep a reasonable liquidity。A moderate reduction of the loan threshold、Reduce loan interest rate、Extend the loan period，Provide greater strength credit support。Launched a series of innovative insurance products and insurance mechanisms，The functions of expanding insurance in disaster assistance and social management。While actively supporting the issuance of special bonds for local governments，Actively support the issuance of corporate bonds，Extended issuance scale，Add distribution varieties，Extend the bond term。Only the advantages of different financial support policy tools are effectively exerted，Only to achieve complementary advantages、Cohesion。

Fourth, continue to strengthen the construction of my country's financial support legal system。First, to accelerate the research and formulation of regulations on financial support，Further clarify the financial regulatory agency、Responsibilities of financial institutions at all levels，Make sure to match the responsibility bet365 Play online games during the implementation process，There is a way to follow。Second, refine the financial support supporting system with industry characteristics。For example，Improve the supporting system of financial support for commercial banks，Determine the purpose of increasing credit support when emergency public events occur、Interest rate、Term、Applicable range，At the same time, it is clear about the incentive constraints that may involve financial support at the same time。

(Author Unit: China Construction Bank head office)