Digital Age,Strengthening rural revitalization financial services,Cracking farmers' "difficulty in financing" and "expensive financing",It is necessary to accelerate the construction of the farmers' loan trust mechanism in the context of big data。But,In the "boom" of Internet finance,The "trust crisis" and "lack of trust" caused by the rapid rise of farmers' network lending and rapid ebb,Seriously hinder the cracking problem of my country's farmers' financing problems in the era of digitalization and the healthy development of rural finance。
For this,Associate Professor Chen Yan of Nanchang University has been approved to be approved and hosted by the National Social Science Fund Youth Project.。After the project is started,Chen Yan organizes timely and leads members of the research team to go deep into the grassroots,overcome difficulties,Complete the research task as planned,Publishing Research Report "Research on the Construction bet365 best casino games of Trust Mechanisms of Farmers Network Loan in Big Data"。
A total of 8 chapters,Press "Ask questions、Analysis Question、Problem solution "logical main line is expanded,Have a research paradigm specification、Concept definition precision、Rigidity in content architecture、The hierarchical structure is clear、The information is informative and reliable、The argument is sufficient、Empirical methods are proper、The language expression is smooth、The academic view is clear、Policy claims clear and significant features,It is a research style that reflects contemporary youth rural financial scholars,It is worth recommending a masterpiece。
Chapter 1 On the basis of in -depth and meticulous real observation and comprehensive systematic literature analysis,Based on theoretical logic,Objective facts、Policy documents and classic literatures are based,Explained the reality and theoretical background of the establishment of the farmer's network lending trust mechanism in the background of big data and the practical significance and academic value of its research background and its research,demonstrate the importance of topic Bet365 app download selection and the necessity of research。First, how to solve the technical integration of the construction of network lending trust mechanisms based on a big data perspective; the second is how to combine the integration of online social capital integration and offline social capital conversion based on social capital theory; The mechanism solves the design of the design of farmers' network lending policy。Based on this,Introduction to the idea of research、Methods and its characteristics and innovation,fully demonstrated the actual pertinence of the topic selection、Policy forward、Academic cutting -edge and research advanced nature。
Chapter 2 The key concept and sorting the existing theory involved through the key concept of the selection of topics,established a solid concept and theoretical basis for the study。Based on this,Chapter III is wide、In -depth field survey and first -hand research data system、Based on a comprehensive analysis,The status and characteristics of the farmers' online lending of farmers,Description based on the trust mechanism and crisis of trust,It revealed the difficulties of farmers' network lending Bet365 lotto review and obtaining credit、More trustworthy,The main cause of the crisis of trust,And this further demonstrates the necessity of building a trust mechanism for the construction of farmers' network lending。
For this,Chapter 4 of the book introduces a dynamic game analysis model,Complete information static game analysis through the full information of farmers' online lending behavior、Dynamic game analysis and incomplete information dynamic game analysis,Theoretically revealed the mechanism of the incidence of farmers' network lending trust crisis。Chapter 5 The Study on the Influence of Social Capital on Farmers' Network Loan Trust Mechanism,Both aspects of the structural characteristics of social capital,Analysis、The impact mechanism of the transformation of offline social capital and the generation of online social capital on the network lending trust mechanism of farmers,The key to opening the farmer's network lending point is to build a trust mechanism,Theoretically reveals that offline social capital conversion and online social capital integration are important ways to realize the transformation of farmers' network lending platforms from credit intermediaries to information bet365 best casino games intermediary,To establish a trust mechanism for the establishment of farmers' network lending、Improving the theoretical logic of improving the farmer's network lending credit system。Chapter 6 Platform operation mode and development law based on farmers' network lending,By constructing a big data background, farmers' online lending credit rating models,Designed a farmers' credit rating index system based on online social capital elements,and use a fuzzy comprehensive evaluation method to evaluate farmers' online lending credit,The actual effect of the farmer's credit qualifications and the trust mechanism of farmers' network lending trust。Finally based on theoretical and empirical analysis,Specific application of farmers' network lending trust mechanisms in the background of big data,Protective measures are proposed from five aspects。
The advancedness of the book is mainly reflected in three aspects: First, obtaining survey data and interview cases through online surveys and field surveys,Collecting farmers from various network platforms,Provide data support for the construction of farmers' network lending trust mechanisms。Second, the analysis of the construction process of the construction of the farmer's network lending trust mechanism,Bet365 lotto review A return analysis of the influencing factors and mechanisms of social capital on online social capital,Provide the theoretical foundation and quantitative standard for designing farmers online lending credit indicators。Third is the "CBPIC" model based on the construction of farmers' network supply credit rating based on the vague comprehensive evaluation method,Provide reference and reference for financial institutions and government agencies to provide credit rating for farmers' network borrowing。
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