Innovation ability training is the fundamental task of master's degree education，The whole process of running through the training of master's degree。With big data、Artificial Intelligence、Cloud computing、The deep integration and wide application of information technology such as mobile Internet and other information industries，Smart Customer Service、Financial Cloud、Blockchain、Supply Chain Finance、Algorithm trading and other new technologies、New Product、New service、The new model is accelerating the transformation and reshaping the ecology of the financial industry，A disruptive impact on the demand for financial talents，The rapid iteration upgrade of the financial talent knowledge structure has been spawned。How to follow the development trend of smart finance in accordance with the background of big data，Strengthening the cultivation of financial talent innovation ability has become the main problem facing the current financial education field，Exploration of this issue will help improve my country's financial talent innovation ability，It helps improve the quality of education and teaching in the master's degree in finance。

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With the digital transformation of financial companies，Data becomes core assets，Strategic resources and capital elements of becoming social and economic development。Construction of "Data Driven" financial enterprise、Optimize operating efficiency、Improve management level、Reducing financial risks has become the consensus of the entire financial industry。Compared with the traditional financial talent training mode，"Data Driver" features have higher requirements for talent training，Show three major features。

First，Leading the comprehensive development of graduate students with innovation。The focus of graduate education must be turned to innovative thinking、Cultivation of innovative Bet365 lotto review ability，To adapt to national reform in the new era、New pattern and new requirements for international competition。This proposes the needs of cultivating composite talents，It must have a solid economics、Finance、Mathematics、Statistical foundation，Can master computer science、Smart Science、Law、Management and other interdisciplinary knowledge and technology;，Make sure that the graduate students who are trained can be both talented in their future career。

2，Advanced big data thinking and innovation capabilities with discipline cross -fusion。Big data brings a change in thinking way，New financial models and new products require financial talents not only to have financial knowledge、Information technology and other aspects of knowledge skills，It also needs both innovative thinking、User thinking、Cross -border thinking、Idrade thinking。This requires the school to break the discipline barrier，Integrated interdisciplinary courses，Big data thinking and skills、Cross -border learning、Combination of practical operations，cross -fusion of multi -discipline，Cultivate graduate data analysis、Data management and innovation ability。

third，Promote education chain with the integration of production and education、Talent Chain and Industrial Chain、An innovative chain organic connection。"Implementation Plan for the Construction of National Products and Education Integration Construction" proposes to deepen the integration of production and education。Promoting the precise docking of education supply and industrial needs、Organic integration of industrial development and education change，Build universities、Enterprise、Social participation、The innovative ecosystem of coordinated development，It is an inevitable choice for talent training in the era of digital finance。Constantly explore new methods of integration of production and education、New mode、New path，Construction of an institutional framework and institutional mechanism that promotes the integration of production and education，Multi -level、Multi -field production and education integration。

　　The shortcomings of the current innovative ability training

The guiding training plan of the National Financial Professional Degree Graduate Education Guidance Committee (hereinafter referred to as the "Financial Education Independence Committee") is clearly proposed，The specific goal of the Master of Finance is to cultivate high -level financial professionals with excellent practical ability。Innovation awareness and innovation ability ranks first，It is an important manifestation of the core ability of a master's degree。Current，The needs and supply of the Master of Financial Graduate Students are structured、quality and level，Can't fully adapt to the development requirements of the intelligent finance era，Its confusion and shortcomings are mainly manifested in the following aspects。

Curriculum system solidification，Restricted the improvement of innovation ability。Curriculum system settings are relatively solidified，Setting of professional courses and professional elective courses lacks certain flexibility，Still there are heavy theories、Phenomenon of light practice，Practical innovation courses closely connected with the real financial market lacks。囿 囿、Effects such as credit settings and management methods，The cycle of the curriculum system adjustment is long，Lack of the update of knowledge structure and cutting -edge curriculum setting of innovative ability training，Obstained the cultivation of master's degree in innovation。Current，The instructive training plan of the Financial Education Intelligence Committee in use is still a revised version in 2014，In the actual operation process，Training units cannot be based on the talent needs and characteristics of the regional area，Timely expand the scope of elective courses，The phenomenon of theoretical and real financial practice。

Elderly aging in teaching mode，Affects the development of innovation capabilities。The learning of a master's degree is autonomy and inquiry，With the booming of science and technology，New method、New technologies and new theories are endless，Discipline crossing gradually strengthened，Traditional Bet365 app download teaching model is difficult to meet the personalized learning needs of a master of finance。But subject to knowledge profound、Double limitations of the number and quality of "dual -teacher" teachers with rich practical experience，The current master's degree education is still based on traditional classroom teaching，Injecting teaching in the group instilled、Alternative learning phenomenon is still more common，Virtual simulation、Case analysis、School -enterprise cooperation and other practical teaching forms are not much used，"Cloud Teaching" and other modern teaching technical methods and means is not popular。

Insufficient "Double Instructor" team in high levels，Restricting the cultivation of innovation ability。With the scale of enrollment of a master's degree in professionalism，Traditional single mentor training mode is not conducive to the cultivation of postgraduate practice and innovation ability，Need to form a "dual mentor" team training graduate student with rich experience and practical experience of "on -school+off -campus"。From the actual perspective of the instructor guidance of graduate students，The phenomenon of the instructor and academic and professional degree postgraduate tutor is more common，It is difficult to conduct innovative practice guidance to professional graduate students。At the same time，Limited depth of school -enterprise cooperation，Industry mentor lacks effective communication platforms，The lack of in -depth exchanges within the "dual mentor" team，A win -win platform that lacks the growth of "double mentors"。

Rare number of cross -disciplinary platforms，Learn the atmosphere of academic innovation light。The cultivation of innovation awareness and innovative ability is inseparable from the appropriate innovation environment and academic atmosphere，At present, the cross -disciplinary platform exchange opportunities provided by universities are still lacking，Can't track the frontiers and industry development prospects in time，Lack of diversification、Multi -level academic innovation ideological exchange platform，bet365 live casino games Not conducive to forming an academic atmosphere for the overall formation。

　　Effective ways to cultivate innovative ability

Set a scientific and reasonable curriculum system。Comprehensive change of thinking，Actively adapt to the development trend of new technologies，Forms a talent training mode with the cultivation of practical and innovative ability。Build basic knowledge、cutting -edge knowledge、Curriculum system for cross -knowledge fusion of discipline，Achieve the knowledge structure of graduate students through cross -disciplinary cross -course; cultivation around the master's degree in innovation and innovation ability，Open a new era of talent needs and professional courses with regional economic characteristics、Method Course、Practical courses、cutting -edge hotspot courses and discipline cross -class courses; cultivate graduate students to transform knowledge learning into innovative ability to solve practical problems。

Innovative teaching methods and content，Cultivate open financial talents。Explore teaching methods that meet the requirements of the development requirements of the era of big data，Construction of the big data platform optimization curriculum resources，Realize resource sharing。Exploring the "Cloud Class" innovative teaching method，Mixed teaching of "online+offline"，Improve the teaching effect。Teaching through cases、Simulation Teaching、Practice expert lecture、Business practice，Activity of improving the learning exploration of graduate students，Key training with economic management、Computer Technology、Cross -border composite talents with multidisciplinary knowledge such as statistics，Improve the big data application ability of graduate students。

Establish an experimental teaching environment that meets the requirements of big data development。Big data is autonomy and inquiry learning，and provide data support for targeted teaching，The use of big data technology integration laboratory resources is an important means to improve the quality of education。The development of financial disciplines in the future will inevitably Bet365 app download involve more use of big data technology to dig and calculate the massive data，It needs to be based on traditional experimental teaching，Development and construction of coverage of quantitative transactions、Risk Management、Fintech、Product design and other comprehensive digital financial trading platforms，Provide comprehensive support for experimental teaching。

Build an innovative mentor team。With the change of the times、The continuous cross -integration of science and technology development and discipline，Form teaching with the help of the instructor group and the innovation team、Scientific Research、The "Double Instructor" and "Multi -mentor" guidance mode that is closely combined with practice，Implementation of school、Outside school joint education，Together with growth and development，Cultivation of a master's degree in the form of a team，This becomes the main way to cultivate the training of graduate students。To encourage and support graduate students to integrate into the "double mentor" and "multi -mentor" team，Grasp the direction and cutting -edge knowledge of the development of disciplines，Looking for the starting point and focus point of innovation，Cultivate innovative thinking。

Deepen the integration of production and education，Constructing a collaborative innovation ability training system。Establish a graduate innovation project，Drive with project needs，Realize the comprehensive ability of graduate students、Increases of scientific research ability and workplace competitiveness。Joint establishment of the "Disciplinary Platform+Practical Base" production and education collaborative innovation practice platform，Make full use of the human resources of the collaborative unit、Experimental equipment and experimental conditions、Platform advantage, etc. Carry out collaborative innovation and collaborative education，Form common support、Common guidance、Joint training mechanism for funding guarantee，Cultivation of the practical ability of graduate students、Innovation ability improves to create a comprehensive platform，Completion of Bet365 app download functional function、Resource sharing、Cooperation and teaching integration network，Improve the practical innovation ability of graduate students。

　　(This article is the "Study Research on the Innovation of Graduate Training Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling Modeling in Guangdong Province" (2018jgxm72)

(Author Unit: Graduate School of the School of Finance)