bet365 Play online games The official website of the American Virgin University recently reported，Assistant professor of the school's business school Emily N. Garbinsky and the deputy professor of Nicole L. MEAD, deputy professor of the University of York University of Canada, and the University of York University of Canada. And tested an intervention measure that enhanced financial responsibility，Let people realize that they often do non -necessary consumption。

Researchers talk about，Insufficient personal savings are a common phenomenon，One of the reasons is that people mistakenly believe that they have a strong sense of financial responsibility。Even if it is continuously consumed,，People still believe that they are managing their money in a responsible manner。Researchers tested intervention measures used to eliminate such self -improvement bias in the experiment。They invite students from the Virgin University and York University and the recruited participants，Answer a questionnaire containing 5 questions Bet365 lotto review before making a savings decision。The problem focuses on the non -necessary consumption behavior of the participants in the past，If you go out for meals instead of cooking at home。When answering questions，Participants use numbers from small to large to indicate the frequency of non -necessary consumption from low to high，If 1 represents once a year or less，7 represents more than 12 times a year。Most participants answered numbers in a large range，This makes them realize that their financial responsibility is not as strong as they think。

Researchers also carried out two surveys on Uganda'bet365 best casino games s long -term poverty coffee bean growers，A examiner of the above intervention measures on the individual savings from basic income，Another investigation and intervention measures on the influence of personal savings from "accidents" (such as government welfare)。The results of the two surveys indicate，People will "wear rose -colored glasses" to look at their sense of financial responsibility，This is not conducive to personal financial health，But take a simple、Practical、Low -cost intervention measures，then eliminate illusion。

　　（Li Yu/Compilation）