Establish and improve the financing mechanism of ecological banks
October 19, 2022 09:33 Source: "Chinese Social Sciences", October 19, 2022, Total Issue 2511 Author: Zhu Xiaoqin

Since the 18th National Congress of the Communist Party of China,Under the guidance of Xi Jinping's ecological civilization thought,The concept of "Green Water and Qingshan is Jinshan Yinshan" has become the consensus and action of the whole party and the whole society。Ecological product value realization,It is practicing the "two mountains" theory,Exploring an important task that transforms "green water and green mountains" into "Jinshan Yinshan"。The "Opinions on Improve Ecological Protection Compensation Mechanism" issued by the General Office of the State Council in April 2016 emphasized the importance of "realization of ecological product value"。April 2018,General Secretary Xi Jinping once again emphasized the significance of the value realization mechanism of ecological product value at the "Deep Promoting Development of the Yangtze River Economic Belt",and propose to choose a pilot pilot of the value implementation mechanism of ecological product value with conditions。April 2021,The General Office of the Central Committee of the Communist Party of China、The General Office of the State Council jointly issued the "Opinions on Establishing and Implementing the Mechanism of Ecological Products",Provides top -level design for the value implementation mechanism of the ecological product。

As the first national ecological civilization test area,At the same time, Fujian Province, which is also one of the important birthplaces of the theory of the "two mountains" theory, actively explores the value implementation mechanism of ecological product value,Forest Ecological Bank,Promote the realization of the value of ecological product。This article takes the first domestic ecological bank -Fujian Shunchang Forest Ecological Bank as an example.。Shunchang County, Nanping City, according to "Diversified input、scale integration、Professional operation、bet365 best casino games Continuous Metapleration "mode,Relying on the state -owned forest farm in Shunchang County,In December 2018, the Forest Ecological Bank of Shunchang County was established,Actively create a practical and innovative base for the theory of the "Two Mountains" of the country。

Forest Ecological Bank is a resource development and operation management platform built by the commercial bank's model,Capacity of decentralized forestry resources、intensive integration,Practice professional operation from the state -owned forest farm,Let the forest farmers get long -term continuous and stable benefits,Strive to maximize the economic benefits and ecological benefits of forests。As of the end of 2021,Shunchang Forest Ecological Bank included 81,500 mu of mountain forests,benefit 2510 households in the county forest farmers,Promoting the increase in forest farmers' income of 594 million yuan。Shunchang Forest Ecological Bank was selected as one of the 10 typical cases recommended by the first batch of "Ecological Product Value" recommended by the Ministry of Natural Resources in June 2020。November 2021,Shunchang County "Forest Ecological Bank" and "Carbon Exchange+" Green Innovation Project won the Paulson Sustainable Development Award Natural Guardian Award。

Forest Ecological Bank based on the current status and willingness of rural labor,Introduction to redeeming innovation、Forest Land Cooperation and other modes,and Lin Nong、Village collective cooperation operations。But as an innovative tool for green finance,Forest Ecological Bank may face the bottleneck of lack of funds during the development process。The current source of funds of forest ecological banks is compared with a single,It mainly comes from financial subsidy support,Raising the forest land、Dividends to Linnong need a lot of funds。Especially forestry resources are often difficult to realize immediately、Directly transformed into funds,The problem of difficulty in capital turnover will be more prominent。From this perspective,Is the source of funds of ecological banks diverse,Whether the fund reserves are sufficient,These factors directly affect whether bet365 Play online games ecological banks can continue、Good operation。

Continue to provide "hematopoietic function" for ecological banks,Greed up the source of funds,The pressure of relieving the tension of its funds,From the perspective of existing practice at home and abroad,There are at least two paths to choose from: one is to improve the market -oriented ecological compensation mechanism,The second is to focus on the innovation of financial products。The ecological value of forestry products has not been fully recognized by the market,When the market does not have the enthusiasm for buying orders,Perfecting the market -oriented ecological compensation mechanism becomes an inevitable choice,To this end, it can be expanded from two aspects: gain ecological compensation and profit and loss ecological compensation。

Bachered ecological compensation can be achieved by relying on forestry carbon exchange transactions。Forest Ecological Bank through participation in forestry carbon exchange project,Ecological compensation mechanism that can make it connects marketization,Help market funds flow into ecological banks,Provide new funding channels for ecological banks and ensure that its capital flow is more stable,At the same time, it is important for the ecological value of market entities to recognize forestry products。As early as 2016,Shunchang County State -owned Forest Farm has become a pilot forest farm for provincial forestry carbon exchange project,The first phase of 155,000 tons of carbon reduction displacement was sold at the Fujian Strait Strait Trading Center,This is the first batch of forestry carbon exchange projects approved by Fujian Province; 69,000 tons of online transactions of bamboo forest carbon exchange have been completed; international forestry carbon exchange for international certification carbon emission reduction (VCS) has been completed in 2021 project,Promote Nanping Forestry Carbon Exchange to get out of the country,Towards the international carbon market。other,It also pioneered the "One yuan carbon exchange" and "public welfare carbon Bet365 app download exchange" project,Continue to expand the "Carbon Side +" mode,Through "online tree planting" or corporate carbon neutralization and public welfare operations,allowing the public and enterprises to contribute to the forest ecological protection without leaving home,The funds obtained for rural revitalization、The realization of the value of ecological product and the construction of "zero carbon Shunchang" construction。According to the General Office of the Central Committee of the Communist Party of China、The "Opinions on Complete and accurately implement the new development concept for the new development concept to do a good job of carbon and carbon neutrality" jointly issued by the General Office of the State Council,What needs to be strengthened at present is how to integrate forestry carbon exchange transactions into the national carbon emission right trading market。

About profit or loss ecological compensation,You can learn from the experience of slowing banks in the US wetland。According to the provisions of the Federal Clean Water Law,The U.S. government proposed the goal of "zero net loss" in wetland,That is, a reduction in the number of wetlands or dysfunction in the development and construction activities。Through a strict government management and control mechanism,Developers need to buy wetland credit to make up for、Defrection of the occupation of wetlands for development and construction projects,This not only guarantees the balance of wetland ecological functions,Realized strict protection and orderly development of wetland resources,It has promoted the participation of private investors and the prosperity of related industries,It is an effective mode for the realization of ecological product value。In view of this,my country can design a set of corresponding systems to attract social investors' participation,Make forestry development activities more coordinated with ecological resources,At the same time, alleviate the capital pressure of forest ecological banks。For example,Requires the development of builders to purchase afforestation bet365 Play online games services or forestry carbon exchange by purchasing forest ecological banks,The purpose of achieving ecological compensation, etc.。

Innovation of financial products includes the innovation of existing products and the innovation of new products。Existing products mainly refer to the mortgage loan method widely used by forest ecological banks。From the experience of Zixi Rural Commercial Bank, Jiangxi,Types of mortgage loans can also be further subdivided,so as to inject funds into the relevant subject more targeted,At the same time, it regulates its potential risks according to the type of product。Jiangxi Zixi Rural Commercial Bank developed forest farmers in the upstream according to the characteristics of the local bamboo industry chain、Forest Enterprise Loan, etc.;、Accounts receivable loan, etc.; Transportation was developed downstream、Order loan, etc.。According to the capital demand status of the location of different industrial chains,​​Ecological Bank can judge the current industrial situation,and the issuance of the mortgage loan for a certain degree of regulation。Innovation of mortgage products can make ecological banks have a more comprehensive understanding of the internal conditions of the industry。other,Launch of a variety of mortgage products,It can also reduce the overall operating risk of the forestry industry。

New products refer to insurance、Financial Leasing、Bonds and other green financial products or services。Shunchang Forest Ecological Bank regards insurance as an important part of the "forestry financial risk prevention and control mechanism",But for the specific types of insurance, you need to do further research。For example, you can consider cooperating with insurance industry institutions,Introduction of insurance for forest resources during the carbon exchange project,help prevent preventing the due to forest fire、Forestry Harm Bio、Wind disaster、Fundamental risks that occur from accidents such as frozen disaster。Financial leasing should more reflect more support Bet365 lotto review for green technology in the industry,Promote the upgrading of industrial equipment,Promoting the development and growth of technical investment。Forestry Bonds can be issued by green enterprises in the industry、underwriting from Forest Ecological Bank。It can guide social funds to enter the green industry,Promote the conversion of green water and green mountains,It can also reduce the capital risk faced by ecological banks during the operation of the green industry。Of course,The success of financial product innovation or not depends on whether the transaction information is sufficiently open and transparent and whether the public participation channels are unblocked。

The value of ecological product value is the powerful driving force for the development of green economy,The supply of high -quality ecological products will be a new growth point for my country's economic development。Ecological banks represented by Shunchang Forest Ecological Bank have initially explored the path to realize some ecological values ​​that natural resources have,Three major links that help open up ecological product transactions -resource collection and storage、Asset quality improvement and efficiency increase and industrial capital introduction link,Explore ecological benefits、High -quality development model of forestry with economic benefits,Stimulate the investment vitality of the society for ecological products and green industries,Efforts to realize the greening of the forest、Forest farmers increase income、Various wins of collective wealth。But in practice, forest ecological banks are still more dependent on the support of government financial funds,May face the problem of funds bottleneck,It will inevitably affect its benign development。To establish and improve the financing mechanism of ecological banks,It is recommended to pass the relevant system design,Improve the market -oriented ecological compensation mechanism,At the same time, pay attention to innovative financial products,Explore the government bet365 live casino games -led、Wide participation of enterprises and the whole society、Diversified paths of market -oriented operation,Broaden ecological banks transform natural resources into assets、Channel of Capital,to enhance its own "hematopoietic" function,Realize benign operations and sustainable development,Help Beauty China Construction。

 bet365 Play online games

(The author is a professor at the School of Law of Xiamen University)

Editor in charge: Chen Jing
QR code icon 2.jpg
Key recommendation
The latest article
Graphics
bet365 live casino games
Video

Friendship link:

Website filing number: Jinggong.com Anmi 11010502030146 Ministry of Industry and Information Technology:

All rights reserved by China Social Sciences Magazine shall not be reprinted and used without permission

General Editor Email: zzszbj@126.com This website contact information: 010-85886809 Address: Building 11-12, Building 1, Building, No. 15, Guanghua Road, Chaoyang District, Beijing: 100026