Since the establishment of a special team in the People's Bank of China in 2014, the special team has studied digital RMB，my country's development in the field of digital RMB has entered the tenth year。Accelerating the construction of digital China is an important direction for future promotion of the development of the digital economy。"Fourteenth Five -Year Plan" planning outline，Stable promoting digital currency research and development。Promoting the development of digital RMB is an important opportunity for the development of the digital economy。Digital RMB is not only a kind of innovation of traditional currency form，Innovative means to optimize public capital management in the digital economic environment。In the field of public fund management，As the application continues and improves，Digital RMB will play an increasingly critical role on promoting the modernization of public funds。Digital RMB through improving transaction efficiency、Enhance capital liquidity and increase regulatory transparency，Bring new opportunities for public fund management innovation。

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The definition and type of public funds in my country reflects the core role of the country in economic management and social welfare。Public funds mainly include public financial funds and other social public funds。These funds are usually through tax、Interest、Fee、Debt and other methods to raise、allocation、Management、Use and deposit。

According to the "Audit Law" and "Implementation Regulations of Audit Law"，Public funds involve all government financial public funds，Specific types include public fiscal budget、Government fund Bet365 lotto review budget、State -owned capital business budget、Social Security Budget、Full -caliber budget funds composed of government debt budgets and other public budgets。These funds are mainly reflected in party and government agencies at all levels of the country、All budget funds organized by institutions and various other special financial public funds，Central Bank、State -owned financial institutions、State -owned enterprises and enterprises that account for holding or dominant positions、Financial institutions' financial funds and state -owned、Public credit funds，Government investment and government investment -oriented construction project funds，Government departments management and other units are entrusted by the government to manage social public funds and other related fund funds，Aid of International Organization and Foreign Government、Loan project funds。The scope of public funds in my country is wide，It covers multiple aspects from government budgets to state -owned enterprises and international loans，It reflects the important role of public funds in national economic and social development。

With China's economy entered a high -quality development stage，Requirement of public funds must not only be efficient、Transparent，It also needs innovation，To meet the needs of the new era。Specifically includes the following five aspects transformation。The first is the change of the management mode，Requires public funds management from traditional、Centralized to more flexible、Efficient way to change，Emphasize refined management and results -oriented。Second is a change of efficiency improvement，Requires to continue to improve the management efficiency of public funds，If simplifying the approval process and improving the fund distribution mechanism。Third is the transformation of transparency Bet365 lotto review and supervision，Requires to strengthen the transparency and supervision of public funds，to ensure that it uses more fair and efficient。Fourth is the transformation of innovative applications，It is required to introduce modern information technology in public fund management，If big data and artificial intelligence，to improve the scientific and accuracy of management。Five is a change in policy adaptation，Requires high -quality development，Adaptive adjustment of public fund management policy，Especially policies to provide financial support for emerging industries and key areas。

　　The advantages of digital RMB in public fund management

Digital currency issued by the People's Bank of China，Digital RMB can not only stimulate the creativity of the market，can also break the closed、Digital economy of splitting，Construct an open、Healthy digital ecosystem。As of November 25, 2023，"Digital RMB" app display，The scope of the pilot expands again，From the previous Shenzhen、Suzhou、Xiong'an New District、Chengdu expanded to Beijing、Tianjin、Shanghai、Chongqing、Zhejiang (Hangzhou、Ningbo、Wenzhou、Huzhou、Shaoxing、Jinhua)、Hainan、Sichuan and other provinces and cities，There are 23 provincial administrative regions across or some cities across the country to carry out digital RMB pilots。Digital RMB not only represents the modern trend of currency management，It is also a necessary payment method for my country's development of the digital economy。

The advantages of digital RMB are reflected in terms of enhanced capital liquidity and management efficiency。As a digital currency，It can be faster、Handling transactions more accurately，to improve the overall financial operation efficiency。This improvement is particularly important for enterprises，Especially when it is necessary to respond quickly bet365 live casino games in response to market changes and manage a large number of transactions。Digital RMB also shows a significant advantage in improving transaction transparency and tracking。Digital records，It is easier to track funds flow，Effectively reduce the risk of illegal and illegal regulations。This transparency is important for strengthening internal supervision and monitoring of external supervision agencies。Digital RMB also simplifies the transaction process，It helps to significantly reduce the operating cost of the enterprise。During the reduction of paper file processing、Improve data processing speed and other aspects，Digital RMB can effectively optimize daily operations and capital management。At the same time，It also supports policy implementation，For example, ensure that the flow of funds meets policy guidance，So as to ensure the safety of public funds at the macro management level。

Digital RMB is important in promoting the modernization of public funds。As an innovative currency form，Digital RMB significantly promoted the transformation of the public sector to digital and intelligent governance。First，In terms of improving the efficiency and transparency of internal financial management，Digital RMB through its digital transactions and recording features，greatly simplified the accounting and financial process。This simplification not only improves the processing speed，It also enhances the transparency and traceability of the process。Second，Digital RMB's implementation and monitoring of the financial policy of public sector is particularly critical。Especially in terms of capital flow and use，It provides a more accurate tracking and monitoring mechanism，to ensure the effectiveness and compliance of public funds。Last，Digital RMB also promotes digital transformation of public bet365 best casino games sector services and operations。Application of Digital RMB in big data collection and analysis，Provided strong decision -making support tools for the public sector。These data can be used to predict market trends、Formulate a more accurate policy and improve the quality of decision -making。Data -driven insights，Public sector can respond to social needs and market changes more effectively。

　　Further build a digital RMB application scenario

Current，Digital RMB's application scenarios in public fund management and fields are mainly concentrated in specific pilot areas and limited transaction types，In -depth application has not been realized in a wider range of fields。As an emerging technology，Digital RMB potential and application prospects are gradually being recognized and explored。Since 2023，The application scenario of Digital RMB has been significantly expanded。Pilot areas continue to explore new scenes，Including the distribution of digital RMB red envelopes、Salary paid、Buy Fund, etc.。Application range has covered multiple fields，If wholesale retail、Education Medical、Education Medical、Public Transport、Government affairs payment、Taxation payment、Subsidy distribution, etc.。Data show of the State Administration of Taxation，12,000 strokes in 2023、25.9 billion yuan in taxes and fees paid through digital RMB。In the process of promoting the modernization of public funds，The application scenario of digital RMB is important。

In the new journey of building a modern Chinese -style modernization，The application scenario of gradually creating and enriching digital RMB，Application in the fields of public services，provides a strong support for helping the government's digital and intelligent governance。

First，Gradually strengthen the application of digital RMB in public financial management。The government promotes the use of digital Bet365 lotto review RMB in terms of public fiscal budget and government fund budget，Digital transactions and records，Not only does it improve the transparency and efficiency of fiscal management，It also effectively reduces the error in financial management。

Next，Give full use of the potential of digital RMB in optimizing government investment and construction project fund management。Implementation of digital RMB payment and transaction，enables the government to monitor and manage the capital flow of investment projects more effectively，Significant improvement of the transparency and efficiency of the use of funds。This not only simplifies the management process，It also improved the efficiency of the use of funds。Government departments and entrusted units in social benefits、Subsidy distribution and other aspects to use digital RMB to achieve more accurate、Efficient capital allocation is also a key step。This approach not only ensures the timely and accurate issuance of funds，It has also greatly improved the efficiency of social public funds management。other，Encourage state -owned enterprises and financial institutions to use digital RMB for financial operation and transaction，It is also conducive to improving the liquidity and supervision efficiency of state -owned capital。

Last，Digital RMB also shows its unique advantage in promoting international assistance and the digital management of loan funds。Use digital RMB to simplify international organizations and foreign government assistance、The fund management process of the loan project，Not only does it improve the efficiency of cross -border transfer of funds，also increased transparency。

In short，Digital RMB application can not only enhance the efficiency and transparency of public fund management，can also improve the operating efficiency of the entire socio -economic system。Bet365 app download The government should actively promote the application of digital RMB at all levels，Strengthen the formulation and implementation of relevant policies，To ensure the smooth progress of digital transformation，To achieve the innovative development of public capital management in the new era。

　　(The author is a researcher at the New Era of the Chinese Academy of Social Sciences, Social Science and Finance Management Research Center)