Develop rural finance to promote rural revitalization
November 10, 2021 08:47 Source: "China Social Sciences" November 10, 2021 Total 2284 Author: 阚

Since the 19th National Congress of the Communist Party of China proposed the strategy of rural rejuvenation,The rural financial system ushered in a new round of development opportunities。In February 2019 "Guiding Opinions on the Revitalization of Financial Services",Determined phased goals for financial support for rural revitalization and specific measures to improve financial services。June 2021 "Regarding financial support to consolidate and expand the results of poverty alleviation,Opinions of Comprehensively Promoting Rural Revitalization ",Emphasize innovative financial products and services、Improve the financial organization system、Improve basic financial services、Guide more financial resources to invest in "three rural areas"。It can be said,my country's rural financial inclusiveness gradually increases,Multiple competition rural financial ecology basically formed,It laid a solid foundation for the comprehensive rejuvenation of the countryside。

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Village revitalization is a major task in the "14th Five -Year Plan" period of my country,Rural Finance as the blood of the rural economy,It is an important support for implementing the strategy of rural revitalization。

First,Accelerate agricultural modernization。Land market circulation and scale operation、Diversity of agricultural business entities、Agricultural mechanization and informatization have become new kinetic energy to realize modern agriculture。Various new types of business entities formed on the basis of scale operation have gradually become the backbone of the development of modern agriculture,Fund support bet365 best casino games providing the full process of funds becomes the primary task of rural finance。Low mechanization level in my country、Informatization infrastructure is weak、Lack of agricultural scientific and technological talents restricted the agricultural modernization process,High -quality financial support is the fundamental guarantee for improving the level of agricultural science and technology,It is also an important engine to promote rural revitalization。

2,Develop and strengthen rural industries。Only realized industrial revitalization,can you attract more talents、Getting and gathering of high -quality resources such as funds and technology to the countryside。Farmland Water Conservancy、Agricultural Science and Technology R & D、Agricultural product processing industry and other fields,Water -saving agriculture、High -efficiency agriculture、Smart Agriculture and other projects,Leisure Agriculture、Rural Tourism、Specialty B & B and other industries will have a variety of financing demand,Especially modern agricultural industrial park、A strong town of agricultural industry、Agricultural industrialization leading enterprise and other agricultural carriers of agricultural carriers are more huge。Financial support rural industry revitalization should be used for key projects、Major industries and important carriers are precedent,Give play to the point with the point with the point with the point,Gradually improve the ability of radiation driving。

third,Build an ecological livable beautiful countryside。Agricultural green development、Ecological rejuvenation of the improvement of rural human settlement environment and rural ecological protection and repair as the main content is an important aspect to promote comprehensive rural revitalization。Agricultural bet365 best casino games cleaning production、Rural garbage and domestic sewage treatment、The implementation of the goals of ecosystem protection and compensation requires continuous、Green financial support。"Ecological+Industry", "Ecological+Agriculture", "Ecological+Tourism" and other composite economic development models require strong capital support for capital element。Beautiful rural construction has become a key area for financial support to fully build a well -off society,It is also an important manifestation of the revitalization of rural finance comprehensively。

fourth,Guarantee and improve rural people's livelihood。Guarantee farmers to achieve "sweet food,Mei Qi service,An Qisan,Happy Life with Le Qiye "is the fundamental task of rural rejuvenation。Protection and improvement of people's livelihood is mainly reflected in the vigorous development of rural education、Strengthen the construction of rural infrastructure、Improve the quality of rural workers and improve employment quality、Increase the supply of rural public services。The implementation and development of all people's livelihood projects cannot be separated from sufficient financial support and continuous capital investment,This is also an important area for the optimization allocation of rural financial resources。

Fifth,Improve urban and rural integration development policy。Talent、Land、Capital and other elements of urban and rural integration between urban and rural areas such as urban and rural areas are one of the goals of rural rejuvenation。Cultivate new professional farmers、Strengthen the construction of rural professional team、Activate rural land resource assets、Guiding social capital flowing to the countryside requires stable and reliable capital support,The perfect fiscal investment mechanism bet365 best casino games is the premise,Continuous commercial financial supply is the core,Attracting social capital participation is supplement,Only by relying on the high -efficiency financial supply system can we truly realize the development of urban and rural integration。

  Promote the high -quality development of rural finance

The field of "agriculture and rural" has always been a shortcoming of my country's financial service real economy,Based on the new development stage,Gradually improve the quality of financial supply,Improve the efficiency of financial resource allocation,It is the inherent requirements for realizing the rejuvenation of rural financial rejuvenation。

First,Improve the breadth and depth of rural financial services。Unbalanced distribution in urban and rural financial resources in my country、Under the status quo when credit investment is too single,Financial supports the connotation of rural rejuvenation is richer,Contents involved in multi -faceted and wide,This requires the depth and breadth of financial services。Not only must we support the close connection with the "agriculture, farmers",,It is also necessary to improve the processing of agricultural products、Leisure sightseeing agriculture、Support for emerging industries such as rural e -commerce。Not only must we support key areas such as agricultural industrialization demonstration counties and rural tourism demonstration zones,Also play the effect of pointing with a point,Realize the full coverage of rural financial services。Not only do you need to support the scale of business entities in growth and maturity,It is also necessary to satisfy traditional ordinary farmers as much as possible、Effective capital requirements for new professional farmers and home entrepreneurs。

Second,Improve the long -term and innovative of rural financial services。bet365 best casino games Financial Services Village has more extensive and long -term goals,Continuous funding support can promote the vertical integrated development of agricultural product supply and marketing,On the other hand, it can realize agriculture and industry、The three industries of the service industry are integrated horizontally in depth。Current,The contradiction between the low profitability of agricultural projects and the high return rate of capital still exists,Risk high、Low income、Slow -turn agricultural investment projects cannot be fully obtained by financial capital,Therefore, when financial institutions are pursuing profitability, they must take on the social responsibility of financial support agricultural and strong agriculture,It will support the development of "agriculture and rural areas" as a long -term fundamental task,Innovative ability to improve financial services,To optimize the agricultural industry structure、Realizing the new economic development pattern provides continuous strong motivation。

Last,Improve the synergy and security of the rural financial market。For a long time,The financial demand in the agricultural field of my country has always existed in the gap。Financial institutions aim at target customers、Financial products and service innovation have homogeneous,It affects the healthy and sustainable development of the financial market。In the process of rejuvenation of financial services in the countryside,Policy、Business、Cooperation and inclusive financial institutions should actively carry out division of labor cooperation,Find its own functional characteristics and functional boundary。At the same time,The rural revitalization stage also has higher requirements for financial infrastructure and financial security,bet365 best casino games Improve the level of infrastructure、Improvement of financial security can help promote the smooth flow of urban and rural capital and resources,to ensure the overall security and stability of my country's financial market,This is also the biggest challenge for rural revitalization to the high -quality development of rural finance。

In practice,The rural financial policy system that is compatible with the development demand of the "agriculture and rural" in the new era is a powerful guarantee for the realization of rural revitalization,It is also a financial credit system、Insurance system、Guarantee System、Real needs of the risk control system。Various financial institutions should conduct professional division of labor and cooperation based on their comparative advantages,Give full play to the integration effect between financial organizations。At the same time,Differences in combining agricultural business entities,Classified development of high -quality products and services。Make full use of the blockchain、Cloud computing、Modern information technology such as big data transform and upgrade traditional financial business,Through the development of online Huinong APP、Innovative service mode、Optimized payment and service channels to better meet the financial needs of rural areas。

Overall,The implementation of the rural revitalization strategy has expanded the demand space for rural finance,At the same time, it also puts forward higher requirements for the quality of financial supply。Multiple participation subjects of rural finance should actively innovate,Enhancement of financial products and services,Improve the coverage and convenience of financial resources,Strengthen the sustainability of financial services,The high -quality development of rural finance develops a comprehensive Bet365 lotto review empowerment of rural revitalization。

  (This article is the “Study on the Classification Design of the Evaluation of Agricultural Land Mortgage Loan Property Evaluation of Agricultural Land under the separation of the three rights” (17Cyj028) phase

(Author Unit: School of Economics and Management of Shaanxi University of Science and Technology)

Editor in charge: Chen Jing
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