Current，Blockchain and other modern bet365 bonus code pa technologies are advancing by leaps and bounds，Injecting new impetus into rural financial development。Blockchain technology relies on its decentralization and bet365 bonus code pa is difficult to tamper with，Making the bet365 bonus code pa recorded more authentic and reliable，Can alleviate the lack of trust in rural finance、Unknown asset value、Problems such as poor financial availability。Some countries and regions use blockchain technology to lead the transformation and upgrading of rural financial services，Changing agricultural supply chain finance、The operating mechanism of agricultural insurance and rural land finance，Improving the level of rural financial services。

　　Australia reshapes the bet365 bonus code pa form of food supply chain

Settlement lag、Problems such as bet365 bonus code pa fraud and financing difficulties have adversely affected the development of Australia’s grain supply chain。First，Farmers often fail to receive payment in time after selling grain。Australian grain buyers usually complete payment 2-5 weeks after the transaction is completed，There is great uncertainty in the transaction process。Secondly，Since only 43% of food suppliers are willing to share data，leading to grain varieties、Quality、Poor transmission of sales bet365 bonus code pa and other bet365 bonus code pa，Fraud occurs from time to time。The cost of bet365 bonus code pa screening further increases the transaction cost of grain。Last，Whether it is a food buyer or a farmer，It is difficult to obtain financing with grain stocks。Both farmers need to advance a large amount of funds during the period of growing food and buyers during the period of purchasing food，The amount of capital has become an important threshold hindering buyers and sellers from entering this field。

In order to solve the above problems，Australia built a grain cloud trading platform relying on blockchain technology，Provide process management for food production。This platform brings together farmers、Multiple entities such as grain buyers and financial institutions，Integrated cargo flow of Australia’s grain supply chain、Fund flow and bet365 bonus code pa flow，Forming a flatter food supply chain。The basic function of the platform is to use blockchain technology to record grain inventory and transaction bet365 bonus code pa，Including the quality of food、Quantity and other characteristic bet365 bonus code pa and ownership changes、Order price and other transaction bet365 bonus code pa，Share bet365 bonus code pa to all entities using the platform at the same time。The platform provides accurate and transparent bet365 bonus code pa and direct connection opportunities for participants in the food supply chain。For example，Farmers can skip the original layer-by-layer procurement model，Find the right buyer directly on the platform，The buyer can do this without using other collateral and credit bet365 bonus code pa，Obtain financial support from financial institutions with the help of grain stocks。Therefore，This platform integrates the needs of various entities in the food supply chain into a vertical form that progressively connects each other，Transformed into a flat form where different subjects can be directly connected。The transformation of the grain supply chain has laid the foundation for solving related problems，The platform has also developed derivative supply chain financial products with the help of blockchain technology。

In response to the problem of settlement lag，The platform will review the quantity of grain sold by buyers and sellers and the funds for purchasing grain in advance，Once the transaction is completed，The platform will automatically settle food and payment through smart contracts，Use the immutability of blockchain to avoid delayed payments and subsequent defaults。In response to the problem of bet365 bonus code pa fraud，The platform can provide bet365 bonus code pa on the entire process of grain from leaving the farmland to storage and processing to the end consumer。This bet365 bonus code pa is distributed and recorded due to the blockchain technology，Cannot be tampered with by any subject in the process，Guarantee the authenticity and credibility of the bet365 bonus code pa，Reduced the cost of bet365 bonus code pa screening in the process of grain trading。In response to financing difficulties，Grain price and grain inventory bet365 bonus code pa with the help of the platform，Financial institutions can accurately value stored grain，Digitizing the value of stored grain，Then grant loans based on the value of stored grain，Lowering the financing threshold for both supply and demand sides of the grain supply chain。2021，The grain production managed by the above platform accounts for 15% of Australia’s total grain production，Grain transaction amount reaches 42.USD 500 million，Provided 1 for users.>61_word_end<.5 billion in financial support，Improving the operational efficiency of the food supply chain through improved financial services。

　　Sri Lanka promotes agricultural bet365 bonus code pa

Extreme weather is an important production risk faced by small and medium-sized farmers in Sri Lanka。For most small and medium-sized farmers in Sri Lanka，Planting rice is their only source of income。Rice cultivation has higher requirements on climate conditions，Drought、Extreme weather such as floods has a particularly severe impact on small and medium-sized farmers in Sri Lanka。Research shows，in 2016，About 1.2 million people in Sri Lanka have been adversely affected by extremely dry weather，Among them, small and medium-sized farmers suffered the most serious losses。Floods also occur from time to time in Sri Lanka，In Batticaloa, an average of 40% of farmers lose their crops due to floods every year，Severe annual floods can affect the rice harvest of 70% of farmers。Based on this，Agricultural bet365 bonus code pa has become an important financial tool for small and medium-sized farmers to resist meteorological risks。But the cost is high、Complex terms、Difficulty in claims settlement restricts the promotion of agricultural bet365 bonus code pa among small and medium-sized farmers。First，Agricultural bet365 bonus code pa has a wide variety of subject matter，The audience of each subject matter is relatively limited，This increases the cost of agricultural bet365 bonus code pa design and loss determination to a certain extent。Secondly，Agricultural bet365 bonus code pa loss determination、The terms of claim settlement are usually more complicated，Farmers’ poor understanding of the terms leads to low acceptance of agricultural bet365 bonus code pa。Last，The claim settlement cycle of agricultural bet365 bonus code pa is very long，Compensation is usually paid several months after the risk occurs，Restricting farmers’ post-disaster recovery activities。In Sri Lanka, where the agricultural population accounts for nearly 1/3 of the total population，The number of farmers purchasing agricultural bet365 bonus code pa is very small。In view of this，A local public welfare organization in Sri Lanka, together with an bet365 bonus code pa company and a blockchain technology company, jointly launched a rice bet365 bonus code pa product based on blockchain technology，Promoted the promotion of agricultural bet365 bonus code pa in Sri Lanka。

Application of blockchain technology in rice insurance，Converts the basis of claim settlement from rice loss to meteorological index，Improved the operating efficiency and popularity of insurance。Sri Lanka’s rice insurance relies on the non-tamperability of bet365 bonus code pa using blockchain technology，Linking rice insurance to rainfall index，Once the rainfall index exceeds the threshold，The insurance terms will be automatically triggered for claim settlement based on the smart contract。Blockchain agricultural insurance has three advantages compared with traditional insurance。First，Agricultural insurance companies only need to adjust the threshold and amount of meteorological index claims for different crop products，No need to significantly modify insurance terms，There is no need to conduct on-site damage assessment on specific agricultural products，Alleviates costly problems。Second，It is easier to understand using meteorological index as the basis for claims，Farmers only need to calculate the amount of compensation based on objective meteorological index levels，Easy to be accepted by farmers while reducing claims disputes，Alleviates the problem of complicated terms。Third，Smart contract application based on blockchain technology，Able to automatically trigger insurance claims when the weather index reaches a threshold，Reduced on-site inspection、Insurance loss assessment、Internal approval and other processes，Alleviates the problem of difficult claims。Using blockchain technology to innovate the operating mechanism of rice insurance，Reduced operating costs of insurance companies by 41%，The premium level borne by farmers dropped by 30%，The claim settlement cycle is shortened from 3 months to 1 week，There are currently more than 10,000 Sri Lankan farmers registered on the blockchain insurance platform。

　　Kenya improves rural bet365 bonus code pa financial efficiency

Due to historical issues，The ownership of some bet365 bonus code pa in Kenya is not clear enough，Fraud and multiple ownership during bet365 bonus code pa transfer、Irregular transactions caused by false property rights certificates occur from time to time。In addition，High transaction costs also restrict bet365 bonus code pa transfer，In Kenya，It takes an average of 59 days to register a real estate transfer，The transfer cost can reach 9% of its value。All of the above restrict the transfer of agricultural bet365 bonus code pa，Making it difficult to activate its financial value。

Fintech company Land LayBy launches blockchain digital land system，Using blockchain technology to record land bet365 bonus code pa and transaction records，While ensuring that bet365 bonus code pa will not be forged or tampered with，Reduces the cost of repeated surveys during the circulation process of land。Related trading platforms can reduce fraud in land transactions and leasing by certifying land ownership bet365 bonus code pa，And use smart contracts to automate land ownership、Delivery of usage rights and funds，Guaranteed the authenticity of land bet365 bonus code pa，Promoted the transfer of farmland，Improved the operational efficiency of rural land finance as well as Kenya’s land utilization rate and agricultural production level。At the same time，The application of blockchain technology in land title confirmation also activates the financial value of land，Land owners can rely on certified land bet365 bonus code pa，Apply for a mortgage loan from the bank，Improving the financial availability of small and medium-sized farmers。Currently，Land LayBy Company has used blockchain and smart contracts to realize automated transactions of land transfers，Approximately 0,000 in tokens issued for settlement。

　　(This article is a phased result of the National Social Science Fund project “Research on the Financing Model and Operation Mechanism of New bet365 bonus code pa Business Entities Supported by Digital Supply Chain Finance” (19AJY018)

　　(Author’s unit: School of Economics, Hangzhou Normal University)