In late October 2019，The blockchain industry has officially risen into a national strategy。April 21, 2020，The blockchain was officially incorporated into the "new infrastructure" scope by the National Development and Reform Commission。The People's Bank of China announced in Shenzhen at the same time、Chengdu、Suzhou、Xiong'an New District and the future Winter Olympics venue starts the digital currency (DC/EP) internal closed pilot test with digital currency wallets，my country is expected to become the first country in the world to issue digital currencies。New Infrastructure、The rapid development of blockchain and digital currencies Injects new kinetic energy into the economic recovery，Digitalization of promoting my country's social and economic structure、Informatization and intelligent adjustment and transformation and upgrade，But at the same time, the complexity of my country's financial activities。

　bet365 Play online games

This year is the year of the final year of preventing and resolving financial risks.，May 22，It is clearly pointed out in the government work report，Finance and other fields of risks accumulate，Effective prevention and control of major financial risks is still one of the current goals。Under the trend of digital currency heating worldwide，We should focus on the system financial risks and global financial risks in the new economic background。

Information security risk of blockchain。Block -based central bank digital currency as a currency symbol，its distribution、circulation、Return and other links must be based on the Internet，Safety storage of digital currency、Security transaction、Safety circulation has put forward extremely high requirements。But there is still a series of risk hidden dangers in the security and guarantee of the current blockchain bet365 live casino games information technology。First, there are conflicts in the blockchain openness and limited access。Compared with traditional technology，Blockchain technology depends on decentralization、The characteristics of anti -tampering and high transparency have greatly improved the security of the financial trading system，but still unable to implement the data access permissions。Including transaction data on the blockchain、Signature information, all information, etc.，Can be accessed freely on the same chain，It is impossible to achieve favorable protection of personal privacy information and security。Second, there is a hidden dangers of the underlying vulnerability of the blockchain that has not yet been overcome。Once a hacker attacks the private key code information of the public，can control the blockchain system，Popularized the personal financial security of the public。At the same time，Central Bank provides digital currency services based on cloud servers，In the blockchain mode，After a node connected to the network，Establish a connection with other nodes，Blockchain decentralization features，Each node has an equal right to publish broadcast information for transaction effectiveness。Breaking at any link，All will cause the overall collapse of the digital currency based on the blockchain。Third, the security guarantee capability of blockchain transaction needs to be improved。Because digital currency is mainly put on retail high -frequency business scenario，Putting higher requirements for digital currency transaction processing capabilities，In particular, it is required to have a high -concurrency transaction demand formed by shopping carnival such as "6 · 18", "Double 11" and "Double 12"，But the current blockchain -related technologies are not yet mature。

Legal regulation risk of digital currency。At present, my country urgently needs to build a legal system for digital currency，issue of digital currency、Circulation and supervision provides sufficient legal Bet365 app download support。Compared to traditional currency，Division of the ownership transfer of digital currencies，Digitalization of digital currency、Anonymous、Dynamic transfer and other characteristics，The currency circulation process is no longer based on the currency itself, it is transformed into a transaction facts，Actual transfer of currency without occurred，Only present as a continuous transaction record change，Once lost, it is difficult to recover，and the protection of the rights and interests of digital currency holders still needs to be strengthened。

Reasonable monitoring risks of digital currency。At present, there is real difficulty in real -time effective supervision of digital currencies，Popularized the security of the financial system。One，Digital currencies have the essence of de -mediumization，Macular tampering in the process of generation and circulation、Forgery、Copy risk。In view of the special currency form of digital currency，Its risk of prevention is different from traditional currency。Its two，Due to the portability of digital currency、Anonymous and transnational circulation，financial security risks with money laundering and cross -border fund arbitrage。Given the settlement of digital currency point -to -point transaction，The existing anti -money laundering financial supervision division of labor needs to be further improved，and reasonable and effective performance。

financial policy dilemma under digital currency。First, the digital currency brings risk challenges to the existing financial system。Issuance of digital currency of the central bank，It will bring about changes in social deposits，Transfer from financial institutions to central banks。Increased cash leakage rate of commercial banks，The coefficient of deposit creation is reduced，Currency creation function lost at the M2 level，Leading M2 decreased liquidity，Exhausting financial disconnect risks。Second, the difficulty of digital currency increased bet365 best casino games financial policy formulation。my country's digital currency issuance adopts the "Central Bank -Commercial Institution Possented by the Central Bank" double -layer launch mode，Digital currency enters the circulation system，Will amplify the overflow effect of monetary policy，Formation of systemic risk hidden dangers such as excess launch。If the amount of digital currency is issued too much, it will cause digital currency depreciation，Price increase in the real area of ​​real fields，More challenges to the existing monetary policy formulation。

　　Keep the bottom line  Realize three -dimensional prevention and control

With the substantial progress of digital currency，Financial security issues under the conditions of blockchain requires us to take measures in multiple levels，Resolutely keep the bottom line，Realize three -dimensional prevention and control。

Pay attention to information technology research and development intensity。Technical risk management is the primary risk prevention area of ​​digital currency under the blockchain。First，Be careful to choose basic technical and rules arrangement，Strictly formulate trading rules、Decision arrangements and other aspects，After a period of stable operation demonstration, the digital currency is officially pushed to the society。Second，should be security from information、Data security、Transaction Security、Terminal security and other multi -angle cuts，Increase the blockchain、R & D intensity in information technology fields such as digital currency encryption technology，Accelerate the technical upgrade，Based on the current legal digital currency "double -layer architecture", the top -level design of the construction of information system。third，Application of the asymmetric encryption technology of Bitcoin，Based on this，step by step to improve the system scalability of my country's blockchain digital currency，Gradually extend the actual application scenario。Fourth，Increase human resources investment in information technology bet365 best casino games -related fields。Encourage the cultivation of information technology talents，Support college and large -scale high -tech enterprise blockchain research and development investment and research。Fifth，Purify the network environment，Civil security risk in the blockchain scene。

Improve the legal system of digital currency supporting support。First，Define the nature of digital currency and its influence，Introduce the rules and regulations of digital currency management laws and regulations，Clarify the legal status of digital currency，Build a complete legal guarantee system for the distribution and circulation，Provide legal support for the legal repayment of digital currency and transfer of ownership。Next，Improve the access and management of digital currency issuance agencies，Determine digital currency issuance method，Build anti -fake coins、Anti -money laundering、Anti -fraud and other legal supervision systems。Last，Blockchain and digital currencies belong to emerging fields，Development has multiple possibilities and complexity，The design framework and the legislative guarantee system of the design framework of the central bank's digital currency and the distribution mechanism should be used in time，Adjust the timely according to the actual situation、Amendment and perfect。

Build a reasonable regulatory system for digital currency。Digital currency is different from traditional currency，To further improve the existing regulatory system to prevent various potential risks，Improve financial security。First, we need to build a modern standardized financial regulatory framework。The second is according to a certain program，Information disclosure system for formulating the field of digital currency trading。Third, use open supervision methods。On the basis of accurate recognition of risk points，Flexible response to potential risks in the process of digital currency issuance and circulation，Build a benign digital currency circulation environment。Fourth is bet365 live casino games the new business model that is open to welcome digital currency.，Reasonable supervision，Preventing and resolving systemic risks。Five is to "implement the chain chain" to achieve effective digital currency effective supervision。Build a regulatory system based on blockchain through supervision technology，Promote the "blockchain+" regulatory mechanism。Six is ​​to deepen the international supervision and collaboration of digital currency。

In -depth study of the influence of digital monetary policy。First, to ensure the effectiveness of the current monetary policy conduction。Actively study the rules of digital currency issuance and circulation、Digital currency basic problems such as business operation structure，Based on in -depth investigation and research on the issuance of digital currency issuance on the current monetary system and financial system,，Strictly demonstrate the path and mechanism of the implementation of the digital currency system。Second, reducing the risks brought by digital currencies on the security of existing financial systems。The reason why currency has the function of circulation，Because currency is the value of the product independent。Digital currency is essentially an encrypted string with valuable characteristics，Just replacing the function of circulating means instead of circulating metal currency，The circulation of digital currencies should also be based on the metal currency required in circulation。Monitoring and analyzing the currency creation mechanism of digital currency、Policy transmission mechanism and squeeze effect on traditional currency，The central bank should flexibly operate a variety of policy tools，Make sure the effectiveness of the current monetary policy transmission in the digital currency system。At the same time，Reasonable use of the current legal digital currency based on the double -layer architecture of the account and the wallet，Make a layered division with commercial banks，Construct a benign operating mechanism。

Bet365 lotto review With 5g、Internet、Artificial Intelligence、Blockchain、The development of financial innovation model brought by big data，Financial innovation and financial security as a pair of contradictions，Continuously interpret conflicts and integration globally，We must integrate into the real world of virtualization with open thinking，Knowing non -reality circulation medium，Create a stable and harmonious financial security system in my country with a correct mentality。

(The author is a professor at the Confucian College/Economics College of Fujian Normal University)