Deepen financial research and improve people's livelihood
August 11, 2021 09:02 Source: "China Social Sciences", August 11, 2021, Issue 2227, August 11, 2021 Author: Zheng Lu Wu Chuanqi

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During the high -quality development stage of economy,Finance is directly or indirectly affecting people's life。More and more ordinary people are involved in investment、Savings、Consumption and other financial activities,The social attributes of finance are getting more and more obvious。In the process of social finance and financial socialization,Society gradually penetrates into the blood of finance。With the development of financial development, including social layers、Income allocation、Social identity、Social Stability、Social Stability、The impact of social governance and national governance is increasingly valued,Financial industry will surpass purely gatalizing positioning and move towards the pursuit of social development value。Therefore,Finance is not only the engine of high -quality economic development,It is also a stabilizer for social fairness and well -being of people's livelihood。So,How to improve the well -being of people's livelihood in financial development? Finance is improving people's livelihood、Serving people's livelihood、What role can it be played in improving the well -being of people's livelihood? How to establish the direction of financial reform with people's livelihood in the future?。Recent,The "Finance and Lives Welfare" sub -forum in Sichuan Foreign Language University kicked off at Sichuan University of Foreign Languages。The forum is by the Social and Financial Research Center of the School of Social Sciences of Tsinghua University、Institute of Social Development of Southwest University of Finance and Economics、The Institute of Sociology, Chinese Academy of Social Science。Experts and scholars participating in the meeting discussed the related issues of the construction of Chinese financial and Bet365 lotto review social sciences and the well -being of the people's livelihood。

  Emerging Technology Development Promoting Digital Age Financial Research

Fintech、Research on related issues of big data and social development has accompanied the emergence of emerging technologies。Current,The evolution of information technology globally is entering 5G as the skeleton、Big data as the kernel、A new stage driven by artificial intelligence,Traditional finance has been given new ideas and technologies,Fintech、Digital Finance、Big Data Finance, etc. are booming。Tsinghua University Zengfeng discovered again,Foreign venture capital has significantly promoted the establishment of state -owned venture capital and private venture capital,And the state -owned venture capital has significantly suppressed the establishment of foreign venture capital,It can reduce the mortality rate of foreign venture capital and private venture capital。The development of the venture capital industry brings the growth of state -owned venture capital,provides survival resources for foreign venture capital and private venture capital。The dynamic relationship between venture capital institutions is behind the profound institutional root。Xie Kai, a University of Southwest University of Finance and Economics, studied the impact of digital finance on the survival and growth of small and micro enterprises,It is found that the development of digital finance in the region has significantly increased the survival probability and growth ability of small and micro enterprises,The effect of improving the operating income of enterprises is more obvious。Digital finance development is less capital、Entrepreneurs and startups in remote areas have stronger inclusiveness。Wang Yuwei, Tsinghua University, think,The birth of Bitcoin marks the rise of a new financial paradigm。With ico、DEFI、NFT and other new concepts continue to appear,Forms of Finance、Structure、Function and social foundation are undergoing profound changes,and bring new opportunities Bet365 app download and challenges to it in terms of improving people's livelihood and improving social welfare。How to understand the rise of cryptocurrencies and digital assets,It has become a topic that cannot be ignored in the field of society and finance。Sun Zhe, Shanghai University of Finance and Economics, attempts to explain a "emotion -legal" composite community that appears after financial melt,and its fundamental change brought by the relationship between "community and society"。The risk brought by the epidemic has spawned the "tough community",The community foundation that appears in this process、A fundraising organization such as community trusts is the manifestation of "community finance"。

Finance is not only escorted by macroeconomics,Its for enterprises、Family also has an important promotion role。Financial and Enterprise Development、Research on related topics of family finance is a hot spot in this forum。Tsinghua University Jiang Lihui analyzed in the institutional environment of Chinese medical security,Online medical crowdfunding platform as a new type of fundraising,A positive role of relief of medical resources caused by economic conditions。She analyzed the impact of help text narrative strategy on the fundraising results,The narrative of discovery of optimism has significantly attracted more donors,increased the average donation amount,There is a higher fundraising success rate。Wang Xuejuan, Shandong University, studied the answer to the management of listed companies in the performance briefing.、The more intense the competition,Investors' questions are more negative、The more uncertain,The greater the degree of answers to the management layer。Research conclusions are important for improving the information disclosure of the performance explanation.。Fudan University Wei Feng studied the impact of the age structure of the family population on the allocation of risk and financial assets,It shows that families with a high proportion of children and the high proportion bet365 Play online games of elderly population are more inclined to allocate risk and financial assets and the proportion of configuration is higher。Further empirical analysis indicates,This impact of the age structure of the population is in urban and rural、East Central and Western、High and low income levels are very significant among families,And the children's population and the elderly population will have a synergistic promotion effect on home risk financial asset allocation。Wuhan University of Engineering Wu Tong measured the impact of female abortion experience on the choice of risk and financial assets,The abortion experience has increased the probability of Chinese women's participation in risk financial asset investment,It also improved its investment income。Research to protect the right of abortion women、Perspective of financial risks to promote gender equality and women's development,Provides a new entry point for understanding the investment behavior of individual investors。

  Promote the healthy interaction of financial development and social progress

The modern financial system continues to penetrate people's lives,A corresponding requirements for the financial literacy of micro -individuals in my country。Research on related topics of financial literacy and people's livelihood is one of the main research issues of this forum。Aria, Central University of Finance and Economics, analyzed the impact of residents' financial literacy on family asset allocation,Explore the degree of role and its possible reasons。Financial vegetarian cultivation has a significant negative impact on the share of physical assets,At the same time, it has formed a significant positive effect on the share of growth and survival security financial assets。Jiang Hechao, a University of Southwest University of Finance and Economics, discussed financial literacy、Social Medical Insurance、The impact of major illness insurance on medical liabilities in rural elderly people in my country,Research shows that improving financial literacy helps better play the financial protection role of the medical insurance bet365 Play online games system for medical consumption in rural elderly people in my country。Zhang Dong, the Xin'an Century Education Safety Technology Research Institute, used a self -made questionnaire to explore the family's socioeconomic status of young caregivers、The relationship between the protection level of financial literacy and mental disorders。The social and economic status of the family has significantly predicted the level of protection of mental disorders,The financial literacy of the youth caregiver plays a part of the intermediary role between the social and economic status of the family and the guarantee of the mental disorders。

Whether the financial development really creates a fair and beautiful society,Can financial development really benefit every micro individual,This kind of topic is one of the hot topics discussed by academic circles。Tsinghua University Xu Yanxia discovered through research,The higher the level of financial development,The lower the sense of social fairness of urban residents。Financial development will expand the regional income gap,Improve the material craftsmanship of urban residents,It will affect its perception of social fairness。Research on the regional financial development and micro -level individual financial markets at the macro level to participate in how to shape the social fair perception of residents,It also has a certain policy revelation for promoting the healthy interaction of my country's financial development and social progress。Liu Kunzhi, Xiangtan University, tested the education level、Financial literacy、Social Security participation、The relationship between happiness。Social security participation has a positive impact on happiness,Financial literacy plays an intermediary variable role between the level of education and the participation of social security,Social security participation plays a part of the intermediary variable effect between the education level and happiness and the sense of financial literacy and happiness。Fang Jingbo, Fang Jingbo, the University of Southwest University of Finance and Economics, analyzed the impact of family liabilities on Bet365 lotto review the impact of the happiness of residents and the regulation of financial literacy。Family liabilities have a significant negative effect on the subjective happiness of residents,For high debt、Groups of low financial literacy levels,Improve the level of financial literacy of such groups is conducive to buffering the negative impact of family debt on the physical and mental of the residents,Then improve its subjective happiness。

my country has entered the stage of high -quality economic development,Finance not only provides power for economic development,And play a bigger and more supportive role in the development of people's livelihood。Different from traditional financial research,Research on the development of finance and people's livelihood is a "new blue ocean",It is worthy of continuous exploration of all sectors of society。Development path and development experience of Chinese social financial melt,It will provide important research issues for financial sociology research, especially social finance and daily life.、Rich research content and valuable research materials,This has created excellent research opportunities for China's financial sociology。Research from the perspective of multi -disciplines to discuss related issues of financial and people's livelihood development,It will be modern economics、The development of sociology and finance contributes new theoretical knowledge and important practical experience。The forum provides an important communication platform for the development of Chinese financial sociology。The forum has established an academic research platform for financial and people's livelihood development,Research on cutting -edge issues related to the well -being of finance and people's livelihood,Promoting the steady development of financial sociology disciplines in China,I got the academic community、Industry、Unanimous recognition of the business community。The organizers of the forum will continue through research projects and thesis monographs、Conference bet365 Play online games and Forum、Course and Lecture、International, domestic and online and offline exchanges to promote the sustainable and steady development of financial sociology。

 (Author Unit: School of Social Sciences, Tsinghua University)

Editor in charge: Zong Yue
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