British financial inclusiveness is worrying
December 21, 2022 09:24 Source: "China Social Sciences" December 21, 2022 Total Issue 2556 Author: Practice Leisure/Compilation

  bet365 best casino games  The official website of York University in the United Kingdom reported on December 5,Under the leadership of the Home Assets and Savings Management Center of Birmingham University,Cooperation research from the University of York and Lincoln released a survey report。Report display,The development of British financial inclusiveness in the past ten years is minimal。(Financial inclusiveness is financial products and services bet365 Play online games that individuals and enterprises can obtain and affordable,To satisfy their transaction、Payment、Savings、Loan、Insurance and other requirements。) However,Make them unable to resist the current cost of life cost。

Karen Rowlingson, Dean of the School of Social Sciences of York University, said,This research lasted for ten years,Researchers have summarized the data information of a large number of British family's economic conditions,and the development trend of the past ten years,provides a solid evidence basis for research。

Report display,Family financial status of British residents face huge challenges。The inflation rate is four times more than ten years ago; the voluntary bet365 Play online games arrangement of personal debt (the agreement reached by the debtor and the creditors to the debt) reached its historical highest level in 2021; as of October 2022,Two of each of the UK is in a state of barely day or feel difficulty in life,This proportion reaches a new high in ten years; 26%of people have reduced the heating time in the past year to save electrical costs,54%of people reduce the use of lights and electrical appliances to save electricity fees。

According to the latest data in October 2022,More than 1/3 people said that they have experienced financial difficulties in the past year,81%of them said that this affects their physical and mental health,More than half bet365 Play online games of the people said that this affects their social relationship。

Research emphasizes a key question,The importance of income level and income guarantee,If people lack the economic ability to use financial services,So just provide them with services, it will not be able to solve problems。Rowling Sen said,Obtaining financial services and products is not the ultimate goal。The development of financial inclusiveness is closely related to people's anti -risk capabilities,According to the current situation,The priority is to pay attention to people’s financial security,Resistance to economic impact。

Under the impact of high living costs,The speed of rising costs far exceeds income growth,Too many bet365 Play online games British daily life is affected,Start facing debt problems,and fall into a vicious cycle。This research hopes that policy makers can refer to the research results,Promote a series of changes in order to provide support for vulnerable groups,Enhance their anti -risk ability。

 (Practicing Zhi Leisure/Compilation)

Editor in charge: Chen Jing
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