With the rapid development of economy and Internet technology，Finance has penetrated into various fields of modern economy，Big data finance was generated、Digital finance formats such as artificial intelligence finance，Provide people with more economical、Convenience、Efficient financial service experience，But digital finance also spawned many risks。Improve people's financial literacy is an important means to prevent financial risks，It helps to help the masses establish the correct concept of financial management，It also helps build a good digital financial environment。Therefore，It is necessary to strengthen the cultivation of national financial literacy，Especially for the financial literacy education of college students。

College student financial literacy education is imminent。University students as a consumption potential、Groups that are more sensitive to network things，Their cognition and use of finance，Reflects the living conditions and value tendency of contemporary youth。However, some common campus online loans、Cases of online financial fraud in false wealth management investment，Exposure of the lack of common sense of college students。other，Individual college students lack a reasonable plan for living expenditure，plus individual online credit products has a certain attraction，Stimulate their desire to consume，Make it prone to excessive consumption。Excessive consumption leads to liabilities，Easy to contact illegal campus loan，Then learn to learn、Life and physical and mental health cause negative effects，also caused a series of social problems。Therefore，Digital Finance Age，The financial literacy education of college students has been imminent，To cultivate the correct values ​​of college students、Outlook on Life，Strengthen the bet365 Play online games popularization of financial knowledge of college students，Accelerate the improvement of college students' financial literacy。

Highlight the dominant position of colleges and universities。In the process of college students' financial literacy education,，Universities play a leading role。Research Report on the China Internet Financial Talent System Construction Report released in 2016 pointed out，University is an important part of my country's education system，It is also an important channel for talent training，The role of colleges and universities in the training of Internet financial talents is indispensable。Financial literacy education is a comprehensive subject，Knowledge involved in all aspects，and college is a multi -functional comprehensive learning place，Its comprehensive human resources are the most abundant，Almost all related knowledge is involved，and have special talents of various discipline categories，It has congenital huge advantages in financial literacy education。Therefore，Universities should actively take the initiative to take the initiative to take the major task of financial literacy education for college students，Constantly strengthen the dominant position，Effectively improve the quality of teaching and the level of educating people。

Improve the talent training system。Strengthening college students' financial literacy education must continue to improve the talent training system。First，To strengthen the planning of teaching，Add financial literacy education courses in the talent training system，Use it as a compulsory course in a general education course。At the same time，Open Financial -related basic courses，As a public elective course。Deepen high -quality curriculum resources，Make sure the quality of teaching。Last，Encourage discipline crossivity，Crossing finance and other disciplines，Reasonably adjust the teaching content。Last，Pay attention to the combination of theory and practice，Improve the talent training plan and curriculum standard，Increase the content and credits of the training of financial bet365 live casino games practice，Strengthen the training and improvement of college students' financial practice ability，Establish an effective business operation mechanism，Virtual simulation experimental platform as the operating object，Use the Internet cloud to meet the requirements of teaching and scientific research。

Build the "Three All Education" mode。Through all members educating people，Construction school、Family、Society、The "four -in -one" education mechanism composed of students，Give full mobilization school、Family、The benign interaction between society and students。Based on the entire process of educating people，The school integrates the cultivation of financial literacy into the students entering the campus to graduation and leaving the campus，From the beginning of each semester to the end，From the stages of weekends to the winter and summer vacations，Construct a high -level financial literacy education and training system for universities，Permination of always，Really injecting a strong source of power for students' financial care and cultivation work。Strengthening all -round education，The key essential meaning of improving the quality of education，Make full use of various educational carriers，It mainly includes a comprehensive evaluation and scholarship assessment of students、Funding of poor students and diligent workers、Student organization construction and management、Campus culture construction、Learning Style Construction、Integrity Education、Social practice, etc.，Education of financial literacy education in it。

Open financial -related courses。Curriculum teaching is the most basic means of financial literacy education for college students。The characteristics and needs of college students，First of all, you need to offer financial basic courses，Optimize discipline professional structure，Teaching with a combination of elective and compulsory compulsory。The content mainly includes the basic characteristics and laws of financial products、Basic Knowledge of Financial bet365 live casino games Risk、Risks and benefits of various financial products、Credit risk knowledge、Related financial legal knowledge, etc.。Learning through course，enable students to master the basic financial basic knowledge，Familiar with financial business，Grasp the financial law，Increase students' interest in financial disciplines，and can effectively prevent financial risks within a certain range。other，To conform to the trend of the rapid development of digital finance，It should also actively offer courses related to digital finance，Main professor Internet P2P credit、Internet financing、Internet financial risk management、Internet marketing model and Internet financial operation practice and other content。Flowing financial security related courses，Guide students to establish financial management concepts and financial security concepts，Enhance students' understanding and understanding of online loan risks，Improve the ability to screen and resist non -performing loans。Through learning，To deepen the understanding and understanding of digital finance，Especially the understanding of financial product types and risks，Help students distinguish and control financial risks。

Innovation teaching method。Traditional teaching methods are not conducive to students to play initiative and creativity，And a single financial theory course teaching is boring，Students are not easy to absorb，It should be actively innovating the teaching method of curriculum，Using online and offline complementary mode，Constantly improving the initiative and enthusiasm of students' learning。First，To develop a diversified teaching method，Implementation case teaching method、task teaching method、Group discussion and other teaching methods，Stimulate students' learning interest，Improve students' understanding and understanding of financial theoretical knowledge。Case teaching can use examples that students are more interested in，and can be based on practice，Not only can students Bet365 app download understand and grasp the basic theoretical knowledge of finance，It can also cultivate students' analytical and logical thinking ability，It is conducive to improving learning effects。Mission teaching can arrange financial tasks to students in advance，Show the personal or group results in the classroom，Give play to the initiative of students' exploration of financial issues。Group discussions can be effective in interacting，For the typical financial events, let students express their own opinions and opinions，Deepen the understanding of financial problems in real life。other，You can also use new media、New technologies to innovate teaching methods，For the formation of an operating team，WeChat public account specifically created with financial information、Weibo、Web platform，Focus on related financial cases，Timely push meaningful financial content，Improve students' attention，Make it gain knowledge in a relaxed mentality，to stimulate learning motivation。

Strengthen the promotion role of professional competition。The competition is an extension of classroom teaching，It is also an important means to test the quality of teaching，It is conducive to students to deepen the absorption and application of theoretical knowledge。By combining theoretical learning with the competition，Can better stimulate students' learning enthusiasm，Change passive absorption knowledge is active ask for advice，Organic integration of teaching and learning，Improve the teaching effect。Student participation mainly adopts "Student -based、A supplement to the teacher "，That is the student team，Professional teacher guidance，Improve the professionalism of the competition，It is an important way to promote student development，It is an important carrier for the school to develop financial literacy education。To fully mobilize the enthusiasm of students to participate，You can make appropriate rewards for the students who won the award in the competition，If necessary, learn more about the opinions and bet365 best casino games suggestions of students，The formulation of the activity plan、Arrange and execute can consider from the perspective of students。In the student proposed the activity plan、Let students dare to participate，Encourage or guide the opinions of students，Let students dare to participate、Happy to participate、Good at participating。other，In order to facilitate students' daily learning and communication，Put all the relevant content of the competition on the school's network homepage or school education network and other network platforms，Not only does it provide students with relevant knowledge and content of the competition，Also for students and teachers、Provide ways to communicate with each other with students。Guided by the event，Organization to carry out a variety of rational consumer viewing education competitions，Timely correcting advance consumption、Error concepts such as excessive consumption and consumption，Guide students to cultivate frugality and save consciousness。

Deepen school -enterprise cooperation。In order to improve the learning effect and students' practical ability，Better integration of relevant knowledge，Universities should strengthen cooperation with financial enterprises，Integrated and optimized school -enterprise resources，Give full play to the advantages of the enterprise，Greed the field of cooperation，Improve the level and depth of cooperation。First，Universities can be with banks、Securities and other financial institutions establish long -term cooperative relationships，Employment of financial experts to issue a frontier lecture or course for financial theory，A guidance lecture，Give college students with practical life guidance，Guide them to develop a healthy consumption method; through the opening of academic lectures，Open student knowledge vision，Discover academic interests and enhance academic skills，Optimize students' knowledge structure，Improve their comprehensive quality。bet365 best casino games Last，Establish an internship practice base at an enterprise，Try to allow more students to have more opportunities to conduct practical training for enterprises，Organic combination of strengthening theoretical knowledge and practical application，Improve students' practical ability。Last，Encourage school teachers to participate in the operation of financial enterprises，can better improve your own practical ability、Rich practical experience，So as to better combine theory and practice in the course of course teaching，Improve the teaching effect。

(The author is the secretary of the Party Branch of the Department of Economics and Law, the Department of Economics and Law, Fujian Normal University)